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Which Prepaid Cards with Charge UK ATM Fee for using

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
Tuxedo PAYG Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: 1.5% (min 99p / max £1.50) - £2.25 abroad
Top Up Fee: Free up to 3%
Soldo Family Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £2.00
ATM Charges: £0.50
Top Up Fee: Free
Card One Banking
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £12.95
ATM Charges: £1.50 - £3.00
Top Up Fee: Free - £2.00

Prepaid Cards charge a UK ATM usage so if you are worried about getting charged by ATM fees while travelling abroad, a travel money card could help you. The card prevents overspending as there is no overdraft.

Prepaid cards that you can load a prepaid card prior to any transaction, be it offline or online. They are more of a credit card than a debit card. Examples of the issues are Visa, MasterCard, Discover and American Express. It is a valuable option for those who for one reason or the other could not obtain a traditional bank account. 

Why do prepaid cards charge a UK ATM fee?
UK ATM does not charge for most debit card withdrawals, but you incur charges while making a withdrawal using prepaid cards because of the card issuer such as Visa, AmEx, MasterCard factor. This issue functions as banks on their own thus there are interbank charges as banks owe each other interchange fees. 
The interchange fee is that in which the card issuer pays to the ATM operator as the transaction expense.

Can the Prepaid Card be Used To Withdraw at any ATM?
Yes, it can be used. However, it is important to note that this is subjected to the ATM maximum withdrawal daily limit and transaction fees applies.

Funding Prepaid Cards?

· Funded through cheques. 
· You may transfer the fund to the card through a checking account. 
· Also, you may purchase a reload pack to fund the card. 
· You may top up at a financial institution that allows that.
· You may top-up at a retail offline or online store.

Prepaid cards transaction fees and charges.
This mainly depends on the issuer of that card, typically UK ATMs charges low fees ranging from £1 to £4, but there are cases whereby they charge as high as £10. The prepaid card user is usually notified of the charges fees by the card issuer.

Prepaid Card ATM Fee in the UK

What does it do?
Money loaded into the account. Then used as a credit card or debit card worldwide to make any kind of transaction, be it online transactions and shopping, or offline payments. Very useful for providing beneficiaries with allowances. Especially the teenagers not allowed a bank account due to age restrictions.

What does it offer?
It offers you the capability of making payments at any online or offline retail and shopping store and also withdraw cash at ATMs worldwide.

Prepaid Travel Card UK ATM Fees Pros?

  • Safer to carry cash
  • Cash readily available anywhere in the world.  ATM issuers recognized worldwide.
  • Fraud Protection, Don't worry about main account balances or credit. Prepaid cards not linked to your bank. and if a fraudster gets hold of it all it can withdraw is the amount available on the card.
  • Prepaid cards do not charge a foreign-exchange fee when used at the store offering same currency on the card.

Cons of Prepaid Cards?

  • It has more limitations compared to the conventional debts and credit cards.
  • It occurs fees in some places such as the UK whereas the other cards (debit and credit cards) would not incur those charges.
  • You spend more on the money. Money is a liquidity, the urge to spend it is more with having a prepaid card.