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Sainsbury’s Prepaid MasterCard Review

Published on in Multi - Review by

Sainsbury’s Prepaid MasterCard Review

What’s good?

Sainsbury’s appear to have targeted their everyday prepaid MasterCard at the average UK household, as it looks ideal for managing your finances and specifically separating payments and bills. You can control the amount which is pre-loaded onto the card and this gives you a great platform to establish sound financial stability when using it. The card is also accepted at a staggering 30 million locations worldwide, and it can be managed quite easily on the Sainsbury’s website. There is also a travel money card option which offers a convenient alternative to travellers’ cheques when travelling abroad.

What’s not so good?

It’s hard to find anything to be too negative about, but the £9.95 application fee which applies to both cards is a frustrating extra charge to contend with.

Card Design?

Standard and uninspiring

Fees?

The £9.95 card application fee stands out as the key charge to take notice of. There is also a £1.50 charge for using the everyday card at UK cash machines, and 2.95% transaction fee. The travel card offers the intriguing caveat of no foreign currency conversion fees.

Self servicing?

You can load funds onto both prepaid cards online and via bank transfer, but varying charges are likely to apply every time you re-load using the online service.

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