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Published on 26 March 2016 in Multi - Review by Raffick Marday

Optimum Prepaid Card

What’s good Optimum Card?

With free text alerts, two separate price plans and general ease of use, the Optimum prepaid card is a truly contemporary tool. The reload options are extensive and with the option to either pay monthly or on a pay-as-you-go basis, the Optimum card puts the user firmly in control. The card is accepted in over 36 million outlets worldwide and also at more than 1 million ATM’s.

Optimum Prepaid Card Review

What’s not so good?

The price plans available carry varying charges, notably a £9.95 card issue fee for both. But if you can live with the charges it really is a card that offers choice and freedom for the user.

Optimum Card

Optimum Card Design?
Contemporary and attractive, just like the cards features

Optimum Card Fees?
As mentioned above, the two separate price plans both carry a £9.95 sting in the tail. The monthly plan also carries a £4.95 monthly charge, but no transaction fee. Whereas the pay-as-you-go plan has 2.95% transaction fee within the UK , and they both carry a £1.50 ATM UK withdrawal fee. When using abroad, you will incur a 1% ATM fee and a variable surcharge fee which you may wish to keep track of.

Optimum Card Review

Optimum prepaid card Self servicing?
Reloading via the Post Office or a bank transfer, using paypoint carries a 3% charge.

Optimum App

The Optimum Prepaid mobile app is free to download once you have purchased a Optimum prepaid card as you will need your account number and email details to open, activate and login. The mobile app will allow you to monitor and manage your Optimum Prepaid account online 24/7.

The Optimum app gives you total control of your money.

• View Optimum Prepaid balances plus all transactional history.
• Optimum Prepaid app instantly comes with automatic fraud protection.
• Access and manage anywhere in the world at any time.
• Optimum Prepaid can be downloaded in google play or iTunes.
• Manage your Optimum Prepaid primary GBP card and secondary cardholders.
• Account Number and Sort Code details for electronic payments and standing orders.
• Activate or block any card instantly ideal if you lose your Optimum Prepaid.
• Contact Optimum Prepaid customer services instantly with secure message Inbox.
• Locate the nearest Optimum Money Top-up location to pay in cash.

Optimum app is available to download for free on google play and iTunes once you have opened a Optimum Prepaid Card.

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