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Optimum Prepaid Card - Best Prepaid Contactless MasterCard

Published on in Multi - Review by

Optimum Prepaid Card

What’s good?

With free text alerts, two separate price plans and general ease of use, the Optimum prepaid card is a truly contemporary tool. The reload options are extensive and with the option to either pay monthly or on a pay-as-you-go basis, the Optimum card puts the user firmly in control. The card is accepted in over 36 million outlets worldwide and also at more than 1 million ATM’s.

Optimum Prepaid Card Review

What’s not so good?

The price plans available carry varying charges, notably a £9.95 card issue fee for both. But if you can live with the charges it really is a card that offers choice and freedom for the user.

Optimum Card Design?

Contemporary and attractive, just like the cards features

Optimum Card Fees?

As mentioned above, the two separate price plans both carry a £9.95 sting in the tail. The monthly plan also carries a £4.95 monthly charge, but no transaction fee. Whereas the pay-as-you-go plan has 2.95% transaction fee within the UK , and they both carry a £1.50 ATM UK withdrawal fee. When using abroad, you will incur a 1% ATM fee and a variable surcharge fee which you may wish to keep track of.

Optimum prepaid card Self servicing?

Reloading via the Post Office or a bank transfer, using paypoint carries a 3% charge.

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