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Compare under 18's Prepaid Credit Cards fees online

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Compare all Under 18's Prepaid Credit Cards fees online - What Prepaid Card

There are several prepaid cards now available for kids under the age of 18. Prepaid cards for under 18's are an ideal way to start getting an understanding of how to budget your money so you can control your pocket money. Although most prepaid cards available for under 18 do not offer interest on your balance most offer discounts or rewards when you use it. What Prepaid Card following comparison tables compares all prepaid cards available to teens under the age of 18. It's ordered by product type - full MasterCard or Visa CHIP first, Maestro/Electron Mag only last, and then by approx usage cost. This estimated cost may be higher or lower based on your intended use and selected prepaid product type. It is just a guide to enable a more informed selection.

Prepaid Cards for Under 18's

Credit Cards And Debit Cards - Basic Differences Between Credit Cards And Debit Cards

Debit card holders and credit card holders can probably become a way of classifying people on the basis of choices. Just like do you support Chelsea or Liverpool (football teams), are you Conservative Party supporter or Labour, do you like rock or classical music. Similarly, do you use an under 18's credit card or an under 18's debit card? There exists a sea of a difference between debit cards and credit cards. Both have their own set rewards and shortcoming.

This article aimed at those greenhorns who are yet to join either of the two clubs. So if you are new, and you are confused, read on for a comprehensive understanding of the advantages and disadvantages of the two kinds of cards. We must put a disclaimer here, that if any debit card holder hops into the credit card cartel or vice versa, after reading this article, then it is the unintentional and sole choice of the user him/herself. So now read on.

Cash Cards for Under 18's

Credit cards and debit cards are what the world today calls plastic money which can make the paper money obsolete in future. You can be without a note in your wallet and yet carry 1000 pounds. Both the cards issued by your banks, where you also have an account.

Debit cards let you spend as much amount as there is in your account at the moment. You swipe it at restaurants, malls, wherever and the amount directly deducted from your account and transferred. They are usually being provided for free these days as soon as you open an account in any bank, along with your chequebook and they also function as your ATM cards. There is mostly no separate application process for it. If you opened an account at a time when they were not being doled out. Then demand one, again usually free, without much hassle.

Credit cards enable you to spend more than there is in your account. The bank will pay on your behalf, which you can pay back to the bank later. Though you will have a credit limit, as to what is the maximum amount you can spend using your card. Also one needs to apply separately to them. Then the bank does an inspection of your income and expenditure history and gives you a credit score. This score a measure of how reliable credit offered by the bank. Done because the bank wants to ensure that if it pays on your behalf.  You should have the capacity to return it all, otherwise, the bank will have to incur a loss.

So now that you are capable of informed choice, you are ready to join your club of cards!