Free Prepaid Cards

Free Prepaid Cards

Pay as you go

Pay as you go

Prepaid MasterCards

Compare Prepaid MasterCards

Euro Currency Cards

Euro travel money cards

Reload my Prepaid Card by SMS topup payments

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
Ffrees Family Account
Application Fee: Free
Transaction Fee: foreign-atm-fee, uk-atm-fee
Monthly Fee: Free*
ATM Charges: UK £0.75 - EU £3.00 - Elsewhere £2 + 1%
Top Up Fee: Free
U Account Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £5
ATM Charges: £0.50
Top Up Fee: Free
Post Office Card
Application Fee: Free
Transaction Fee: uk-atm-fee
Monthly Fee: Free
ATM Charges: Free in card currency otherwise 3%
Top Up Fee: Free - 1.5%

Top up by SMS

Topping up my prepaid card by SMS mobile top-ups. I can now reload my Prepaid MasterCard or Visa cards by SMS services.

Prepaid Cards





Having a prepaid card is a great option as once activated, there are several ways of loading the card with cash. As it takes the worry of credit and debt away, it is a controllable source of spending. It's no wonder they are becoming so popular, especially where parents and children are concerned. 



Topping up by SMS


 





Options for loading your new prepaid card





1.One option for you to load your card is to set up a direct deposit. This means that you can organize for your pay check or government benefits to be loaded directly and automatically into the card. Just ring the number at the back of your card to set it up. 





 





2. Another way of getting cash into the card is putting it through a participating retail location. All you do is hand over the cash to the teller and he/she will load it up for you. Make sure you get a receipt should anything go wrong! 





 





3. Loading your card online is also an option, which can be done through many sources. All the necessary information for loading your card is usually found in your welcome pack that you received with your card or from the card providers website such as Visa, MasterCard etc. 





 





4. I have a prepaid card myself and to top up my prepaid card by SMS load is probably the easiest method due to it being so convenient. MasterCard offers this option. The first thing you must do is to register your mobile number which happens when you put forward your application to get your card. If you didn't do it while applying, you can register it online within your account pages. Once that task is completed you can load. With a prepaid MasterCard, it is a straightforward process, just text LOAD, the last four numbers on your card and the amount to the number on the back of the card. The currency will be connected to the prepaid card currency, so if it is a dollar card, the funds that you are loading will be in dollars.





 



The cons





The normal fee for loading up comes in at about 1.5% to 3.5% of the amount you are loading the card with. If there are any problems, the number at the back of the card is there for you to ring. If topping up at a retail location, always get a receipt.






The pros 





Usually, funds are immediately available on the card once the top up goes through, which from my experience only takes a maximum of 15 minutes. Shop around before obtaining your chosen prepaid card as there are a few in the market place that does not charge for topping up by SMS. Given that fees are up front, it is a fantastic way to stay within your budget so as to maintain your financial wellbeing!