Reload my Prepaid Card by Post Office branches
Cashplus Prepaid MasterCard (Freedom). Cashplus subject to the application fee, free top-ups, no credit checks and a host of other benefits is subject to monthly fee including applicant providing acceptable ID, being a resident in the UK & aged 18 years+. Prepaid Card & usage fees apply.
icount Pay Monthly Card offers a host of discounts as well as credit builder is subject to terms and conditions including applicant providing acceptable ID, being a resident in the UK & aged 18 years+. Prepaid Card & usage fees apply.
Tuxedo Prepaid MasterCard is a pay monthly account subject to an application fee of £9.95 is subject to terms and conditions including applicant providing acceptable ID, being a resident in the UK & aged 18 years+. Prepaid Card & usage fees apply.
Post Office top up
Topping up my prepaid card by Post Office. I can now reload my Prepaid MasterCard or Visa cards at any Post Offices branch services.
In the current society, it is almost impossible to survive without a debit or credit card they have both become ideal in shopping and catering for day to day bills such as booking flights, buying tickets among other things. One of the best cads to use is a prepaid card, which resembles your normal credit card. The prepaid card can use one account for different purposes as well as transferring money from one account to another.
After you obtain your prepaid card, you must ensure that it has been topped up to avoid any inconveniences. One of the best places to top up your card is your local post office wherever and whenever you want. There are over 11,500 post office branches distributed throughout the UK to offer you the best of their services.
How to top up by Post Office?
The post office is one of the most convenient places to top up your prepaid card. First, you visit your nearest post office branch, inform the staff who attends to you how much you would like to deposit to your account. At the counter, insert your prepaid card and key in your pin number, then enter the amount you are topping up which should be between Â£10 to Â£5,ooo in a day. The amount will be uploaded immediately and be ready to use at once. A confirmation receipt will be printed to show you proof of your transaction.
What is The Transact Fee?
Every transaction that you make is usually charged; loads of up to £1,000 are free of charge in a month. Cash loads that exceed £1,000 are charged 0.25% of the amount that you top up. However, deluxe customers do not incur any charges for cash loads up to £5,000. The transaction limits one can perform per given amount of time vary from one post office to the other. Also, only £20 coins are allowed per transaction.
With that said, consumers always have questions or challenges they face when topping up prepaid cards in the post offices. Below are the top most asked questions on this subject.
Can I top up multiple currencies?
It is possible to load up to 13 different currencies to your prepaid card. However, there are maximum limits that you should check with the post office before you carry one with the transaction.
Does my prepaid card meet all my traveling needs?
There is a travel card that allows you to choose the currencies you want to take with you depending on your destination.
On the use of prepaid cards, you need to understand the term as and conditions of our card so that you are well informed before carrying out any payments with your card. In the most office websites, you will get additional information regarding your card which relies on its nature.
Topping up at the Post Office
Post Office launches five new currency cards as old Post Office Travel Money Card Leaves Holidaymakers Stranded. Prepaid cards are an increasingly popular option when it comes to travel money. Being separate from your bank account, they offer a high level of safety and security for those journeying overseas.
Added to which, they can effectively prevent holiday overspending – which is particularly important in the current financial climate.
Taking this and popular winter holiday destinations into account, the Post Office has launched five new Travel Money Plus Cards, now available in Australian dollars, Canadian dollars, New Zealand dollars, South African rand and Swiss francs.
The addition of five extra currencies means that the Post Office now offers eight prepaid currency cards – the widest choice of prepaid cards on UK high streets.
Andrew Brown, Post Office Head of Travel Money, said: “The Post Office has been at the forefront of travel money card developments since 2006 and our latest innovations are designed to provide more choice and convenience to the growing number of customers using a pre-paid travel card.”
With customers able to add holiday money to their card whenever they feel the exchange rate is favourable, convenience is at the forefront of the service.
In addition to fast, convenient top-up facilities – which will now be available at any one of the Post Office’s 11,500 branches – the five new currency cards will come with balance-checking facilities and SMS top-up, which allows cardholders to add funds while they are overseas.
The cards, which form part of a major expansion of the Post Office’s Travel Money Card Plus range, are chip and PIN-enabled MasterCards and can be used like a debit card in millions of shops, bars and restaurants – and at ATMs – worldwide.
“The timing of the new currency introductions could not be better with the winter sun season now fully underway,” added Mr Brown.
“The four long haul currencies now available on a Travel Money Card Plus all feature in our top 12 bestsellers and South Africa featured as one of the top 10 best value destinations in the recent Post Office Long Haul Report.”
The Post Office Travel Money Card left thousands of holidaymakers without a means to make purchases when it stopped working in February.
On February 14th this year, all Post Office Travel Money Cards were cancelled, leaving many customers abroad without a card, the Mail Online reported.
Now the Post Office is coming under further scrutiny by refunding these customers with a poor exchange rate. Customers are complaining the Post Office is refunding them the money that was left on their cancelled card in Sterling at a bad exchange rate.
Travel Money Cards are used by holidaymakers who want to take their money abroad without the need for traveller’s cheques, or racking up high charges on their credit cards.
The card users load their money onto the card in the currency they require, at the exchange rate on the day they bought the money. This exchange rate does not change, even if the money on the card is used on a day when the rate is lower or higher than before.
Travel Money Cards enable holidaymakers to withdraw cash from cash machines, and make purchases in stores and restaurants, as they would with any other debit or credit card.
According to a customer, it takes eight weeks for the Post Office to deal with complaints, by which time it will be too late before she leaves for her holiday.
“The conversion rates used for customer refunds were based on the buy and sell rates offered by the Post Office on March 14 2011,” a Post Office spokeswoman told the Mail Online.
She continued to explain about 96 percent of the total balances which were cancelled on the cards have been automatically refunded.
There are many travel money card providers on the market, so holidaymakers considering using this method of taking their money abroad may find a suitable alternative to the Post Office product.
The Escape Travel Money Card by Phones 4 U is a good option for example, it is free to make purchases with, and can be used to load Euros onto, as long as the traveller loads a minimum of £9.99. There are no monthly or transaction fees and use of ATM costs from £0.99 to £2.00 a time.