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Prepaid Financial Sterling Card
Application Fee: £8.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: £1.00
ATM Charges: 1.5% Eurozone - 2% Elsewhere
Top Up Fee: Free - 3%
Post Office Card
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Transaction Fee: uk-atm-fee
Monthly Fee: Free
ATM Charges: Free in card currency otherwise 3%
Top Up Fee: Free - 1.5%
Tuxedo prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.99
ATM Charges: In the UK £0.50 - £2.25 Abroad
Top Up Fee: Free - 3%
Net+ Bulgarian Lev Card
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Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 9 BGN in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Skrill Card
Application Fee: €10.00
Transaction Fee: no-foreign-atm, no-foreign-pos, no-uk-atm-fee, no-uk-pos, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: €1.80
Top Up Fee: Free - 1.99%
Cashplus Freedom Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: First 3 months free then £2
ATM Charges: First 3 months free then £2
Top Up Fee: Free - £3 for Epay
Cashplus Business Card
Application Fee: £29.99
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £0.99 UK - £3.00 abroad
Top Up Fee: Free - £2.00
Cashplus Premier Card
Application Fee: £29.99
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Monthly Fee: Free
ATM Charges: £0.99 - £3.00
Top Up Fee: Free - £3.00
icount Pay Monthly Card
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Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: £0.50 UK - £1.50 abroad
Top Up Fee: Free (except cheque, which is minimum £4.50)
icount Payg Card
Application Fee: £4.95
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.75 in UK - £1.50 Outside UK
Top Up Fee: Free
Cashplus Deluxe Card
Application Fee: £4.95
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: Free in the UK - £3.00 abroad
Top Up Fee: Free - £3.00
U Account Card
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Monthly Fee: £5
ATM Charges: £0.50
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Pockit Pay Monthly Card
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Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-atm-fee, no-uk-pos
Monthly Fee: £3.00
ATM Charges: £1.00 up to £2.25
Top Up Fee: Free - 3%
Pockit Payg Card
Application Fee: £0.99
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.00 in UK - £2.25 abroad
Top Up Fee: Free - 3.5%
Secure Trust bank
Application Fee: £12.50
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £12.50
ATM Charges: £0.50 UK - £2.25 outside UK
Top Up Fee: Free
Virgin Pay Monthly Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.75
ATM Charges: £1.50
Top Up Fee: Free - 3.5%
Virgin Payg card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: 2.95% in UK - 3.5% Outside UK
Top Up Fee: Free - 2.75%

Tight Budgets make Dream Holidays Unaffordable

Over half of the population admit they have not been on what they view as their perfect holiday due to insufficient funds, a new study reveals.

The study by LV= shows many Brits are waiting for retirement to realise their dreams of going on the ‘perfect holiday’ and owning their ‘dream house’, due to the high cost of living currently making these dreams impossible.

A beach holiday is the most common ‘perfect holiday’ followed by a round the world trip and a cruise. With 55 percent admitting they have not been on this dream break, and 78 percent hoping to achieve this in retirement or later life.

“From a young age, we have aspirations for our future lives. Whether it’s a wonderful home in the country, sunning yourself on a beach or realising your childhood career aspirations,” commented Ray Chinn, LV= head of pensions.

“For most of us, it can take many years of hard work and a disciplined approach to saving to get anywhere near achieving these dreams.”

Only a third of today’s retirees however have fulfilled these travel dreams, and only 52 percent claim to have had their dream holiday, with 20 percent giving up hope of ever experiencing it.

A similar life view was found towards owning a dream home, as one in three currently have what they consider their ideal home, with 41 percent hoping to buy their perfect home in the future.

The main reason most people have not got their ideal home yet is affordability.

Budget with a Prepay travel Card

If you have not had your dream holiday yet, then take a look at your finances, work out how much you will need to save to afford it, and start budgeting.

A prepay travel card could help you stay within this budget, and prevent you from overspending into your holiday savings.