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Bank Transfer (TT)

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
Soldo Family Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £2.00
ATM Charges: £0.50
Top Up Fee: Free
Prepaid Financial USD Card
Application Fee: $18.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: $2.00
ATM Charges: Free in card currency - 1.5% - 2% elsewhere
Top Up Fee: Free - 3%
Post Office Card
Application Fee: Free
Transaction Fee: uk-atm-fee
Monthly Fee: Free
ATM Charges: Free in card currency otherwise 3%
Top Up Fee: Free - 1.5%
easyJet Euro Card
Application Fee: Free - £5.95
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free in EU
Top Up Fee: Free - 2.5%
Tuxedo Travel Money Card
Application Fee: £19.95 & £10.00 goes onto the card
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: £1.50 €1.50 $2.00
Top Up Fee: Free - 4%
Tuxedo prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.99
ATM Charges: In the UK £0.50 - £2.25 Abroad
Top Up Fee: Free - 3%
Tuxedo PAYG Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: 1.5% (min 99p / max £1.50) - £2.25 abroad
Top Up Fee: Free up to 3%
Card One Banking
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £12.95
ATM Charges: £1.50 - £3.00
Top Up Fee: Free - £2.00
Weswap Prepaid Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: None
ATM Charges: Free above £200
Top Up Fee: None
Caxtonfx Corporate Card
Application Fee: 9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-transaction-fee, usa-atm-fee
Monthly Fee: Free
ATM Charges: £0.50
Top Up Fee: Free - 1.75%
Net+ American Dollar Card
Application Fee: Free
Transaction Fee: usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: Free in US - $6 in UK - 2.95% in other currency
Top Up Fee: Free up to 1.75%
Net+ Australian Dollar Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: 6 AUD in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Brazilian Real Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: 10 BRL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Canadian Dollar Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 6 CAD in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Danish Krone Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 30 DKK in the UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Euro Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: €4.00 in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Indian Rupee Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 260 INR in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net Japanese Yen Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 650 JPY in the UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Latvian Lats Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos
Monthly Fee: Free
ATM Charges: 3 LVL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Lithuanian Litas Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 15 LTL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Norwegian Krone Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 30 NOK in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Polish Zloty Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 15 PLN in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Romanian Leu Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 16.5 RON in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Swedish Krona Card
Application Fee: Free
Transaction Fee:
Monthly Fee: Free
ATM Charges: 40 SEK in UK - 2.95% abroad
Top Up Fee: Free up to 1.75%
Neteller Prepaid Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, no-usa-pos, uk-atm-fee, usa-atm-fee
Monthly Fee: Free
ATM Charges: £3.00
Top Up Fee: Free - 1.75%
Skrill Card
Application Fee: €10.00
Transaction Fee: no-foreign-atm, no-foreign-pos, no-uk-atm-fee, no-uk-pos, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: €1.80
Top Up Fee: Free - 1.99%
Ukash Prepaid Card
Application Fee: Free*
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £1.50
ATM Charges: £1.50
Top Up Fee: Free - £2.50
Cashplus Freedom Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: First 3 months free then £2
ATM Charges: First 3 months free then £2
Top Up Fee: Free - £3 for Epay
Cashplus Euro Card
Application Fee: Free To Existing Customers
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free - €4.00
Top Up Fee: Free
Cashplus Business Card
Application Fee: £29.99
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £0.99 UK - £3.00 abroad
Top Up Fee: Free - £2.00
Cashplus Premier Card
Application Fee: £29.99
Transaction Fee: uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.99 - £3.00
Top Up Fee: Free - £3.00
Rushcard Prepaid Card
Application Fee: $3.95 - $14.95
Transaction Fee: no-usa-pos, usa-atm-fee
Monthly Fee: $9.95
ATM Charges: $2.50 (two free per month)
Top Up Fee: Free
Travelex Australian Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2%
Travelex Canadian Card
Application Fee: Free minimum £100 load
Transaction Fee: no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Cash Passport Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos, no-uk-atm-fee, no-uk-pos, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2%
Travelex Euro Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Japanese Yen Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: £12.50
ATM Charges: Free
Top Up Fee: Free
Travelex New Zealand Card
Application Fee: Free minimum £100 load
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Rand Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
icount Pay Monthly Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: £0.50 UK - £1.50 abroad
Top Up Fee: Free (except cheque, which is minimum £4.50)
icount Payg Card
Application Fee: £4.95
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.75 in UK - £1.50 Outside UK
Top Up Fee: Free
Cashplus Deluxe Card
Application Fee: £4.95
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: Free in the UK - £3.00 abroad
Top Up Fee: Free - £3.00
Breadfx Card
Application Fee: Free - £10 deposit taken at purchase
Transaction Fee: no-foreign-atm, no-foreign-pos, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: €2.00 in different currency - €1.50 in same currency
Top Up Fee: Free
Bread Prepaid Card
Application Fee: £7.50 - £10.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £1.50
Top Up Fee: Free - 3%
myTravelCash Euro Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2.5%
my Travel Cash Multi Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2.5%
Moneycorp Explorer Card
Application Fee: Free
Transaction Fee: no-foreign-pos, no-uk-atm-fee
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Ffrees Family Account
Application Fee: Free
Transaction Fee: foreign-atm-fee, uk-atm-fee
Monthly Fee: Free*
ATM Charges: UK £0.75 - EU £3.00 - Elsewhere £2 + 1%
Top Up Fee: Free
U Account Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £5
ATM Charges: £0.50
Top Up Fee: Free
Pockit Pay Monthly Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-atm-fee, no-uk-pos
Monthly Fee: £3.00
ATM Charges: £1.00 up to £2.25
Top Up Fee: Free - 3%
Pockit Payg Card
Application Fee: £0.99
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.00 in UK - £2.25 abroad
Top Up Fee: Free - 3.5%
CaxtonFX Dollar Card
Application Fee: None
Transaction Fee: no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free - $2.00
Top Up Fee: Free
Caxtonfx Euro Card
Application Fee: Free- £10.00
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free, except in UK which is €2
Top Up Fee: Free up to 4%
Caxtonfx Global card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free - £1.50
Top Up Fee: Free
AA Sterling Card
Application Fee: £9.95
Transaction Fee: no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.50
Top Up Fee: Free
AceFX Anywhere Card
Application Fee: £6.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: £1.00
ATM Charges: £1.00
Top Up Fee: Free - £0.70
AceFX Euro Card
Application Fee: Free with a £200 load otherwise £6.95
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: €1.25 - €1.50
Top Up Fee: Free
Alto Prepaid Card
Application Fee: £6.00
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £1.00 - £1.50
Top Up Fee: Free - £0.50
Buyright Prepaid Card
Application Fee: $9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-pos, usa-atm-fee
Monthly Fee: $7.95
ATM Charges: $2.00 in USA - $5 Outside USA
Top Up Fee: Free - $1.50
CitizenCard
Application Fee: £15.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee
Monthly Fee: Free*
ATM Charges: £1.00 - £2.00
Top Up Fee: Free - 3%
Kalixa Prepaid MasterCard
Application Fee: £6.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: Free
ATM Charges: £1.75 in UK - £2.25 Outside UK
Top Up Fee: Free - 3.5%
Netspend Vitual Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee
Monthly Fee: $9.95
ATM Charges: $2.50 in USA - $4.50 Outside USA
Top Up Fee: Free - $4.95
Optimum Payg Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: £1.50 (2% surcharge over £50)
Top Up Fee: Free - 3%
Secure Trust bank
Application Fee: £12.50
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £12.50
ATM Charges: £0.50 UK - £2.25 outside UK
Top Up Fee: Free
Spark Prepaid MasterCard
Application Fee: £10.00
Transaction Fee: foreign-atm-fee, no-foreign-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £2.50
ATM Charges: £1.50 - £2.50
Top Up Fee: Free - 6%
Think Money
Application Fee: £14.50
Transaction Fee:
Monthly Fee: £14.50
ATM Charges: Free
Top Up Fee: Free
Upside Edge Card
Application Fee: $29.95 (Refunded based on card activity)
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: $1.49 in USA - 2% abroad
Top Up Fee: Free - $2.50
Virgin Dollar Card
Application Fee: Free with a $100.00 load
Transaction Fee: foreign-atm-fee, no-foreign-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: EU 41.50 Elsewhere €1.50 + 3.5%
Top Up Fee: Free
Virgin Pay Monthly Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.75
ATM Charges: £1.50
Top Up Fee: Free - 3.5%
Virgin Payg card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: 2.95% in UK - 3.5% Outside UK
Top Up Fee: Free - 2.75%

Bank Transfer (TT) Be aware of your overseas shopping limit this Christmas

With Christmas fast approaching, it is set to be an expensive couple of months for most of us. Some people are even trying to save money by doing their Christmas shopping abroad this year.

If you’re planning a Christmas shopping trip, or if you’re buying gifts online from non-EU countries, then it’s important to know how much you can spend before you have to pay import duty or VAT.

It can be tempting to buy online from outside the EU, as the goods on offer can seem like a real bargain. But HM Revenue and Customs are warning that if you spend more than £15 on something from a non-EU seller, either over the internet or by mail-order, you will have to pay VAT.

If what you buy is more than £135 in total, you may also have to pay customs duty. But this will depend on what you buy and where it’s from.

“Thousands of consumers every year go shopping overseas to find bargain christmas gifts where now the tide is shifting and more consumers are now opting to buy online from non-EU countries due to a ‘cheaper' price.

“HMRC is keen to remind the general public how much they can actually bring back from abroad or buy from an online overseas seller without having to pay import duty or VAT. You don't want to be faced with unexpected extra charges when you thought you had found a bargain.”

Worth of goods

Many holiday makers are using travel money cards to save money abroad, but are unaware of how much they are allowed to bring home.

You are allowed to bring home up to £390 worth of goods (excluding tobacco and alcohol, which have separate allowances) from non-EU countries without paying customs duty or VAT. Above this, and up to £630, there is a duty flat rate of 2.5%.

For alcohol and tobacco brought back from outside the EU the limits are on quantity, rather than value. You are allowed by law 16 litres of beer to bring back, four litres of any wine plus 1 litre of spirits. For tobacco, you can bring home either 200 cigarettes, 50 cigars, or 250g of loose tobacco.

If you’re thinking of going across the Channel to stock up on alcohol or cigarettes in the run-up to Christmas, then there is no limit to the amount you can bring back. But HMRC point out that, if you have an excessive amount, you may be asked questions at the UK Border to determine whether it’s for personal use.

There are other ways to save money this Christmas, with many banks offering credit card cash-back rewards during the festive period.