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Half of the UK population not even considered changing banks

Published on 12 August 2017 in Multi - News by Raffick Marday

With the recent collapse of banks and the possibility that more banks may follow? Consumers have become increasingly cautious about where their money is being kept.

It is a proven fact that a staggering 47 percent of all consumers have never even considered switching their bank account. And fewer consumers actively monitor the competitiveness of their current banking provider. Also, mainly over Travel Money offering Free Delivery Services.

The main reason that people actually switch their bank account is due to bad experiences. Or lack of customer service meaning banks had no real reason to offer incentives for people to switch accounts.

Switching bank accounts

Its efficient operation is essential for consumers, where the majority of households have a current account. And 90 percent of adult consumers at least one current account. The UK personal current account market is big business. Which accounts for over 64 million accounts in the UK. Of which 54 million estimated active.

It estimated banks earned in excess of £8.3 billion in revenues from the personal current account. This is equivalent to £152 per active bank account not taking into account allowing access to other products such as mortgages. This represents more revenue for the banks than savings and credit cards combined with Travel Money offering Free Delivery Services. see

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