Free Prepaid Cards

What prepaid credit cards offer no application fee

Pay As You Go Cards

Pay as you go credit cards. Just pay as you use.

PrePaid MasterCard

Compare all PrePaid MasterCard branded cards in UK

Best Euro Currency Cards

Get a Euro Cards and preload with currency.

Practical Tips to Manage Your Credit Cards Wisely

Published on 25 March 2016 in Multi - News by Raffick Marday

Practical Tips to Manage Your Credit Cards Wisely

When you open your wallet to pay for petrol, your choices are usually cash, debit, or credit. Cash means running inside the store, and waiting in line. Debit can mean triggering ridiculous banks fees. Using your credit card can mean an interest free loan until the bill arrives, making it a common choice. Read on, to learn some ideas you can use to make sure that your credit cards stay a friendly part of your life.

When you are unable to pay off one of your credit cards, then the best policy is to contact the credit card company. Letting it just go to collections is bad for your credit score. You will find that most companies will let you pay it off in smaller amounts, as long as you don't keep avoiding them.

Manage Your Credit Card every month

Be safe when giving out your credit card information. If you like to order things online with it, then you have to be sure the website is secure. If you notice charges that you didn't make, call the customer service number for the credit card company. They can help deactivate your card and make it unusable, until they mail you a new one with a new account number.

Make friends with your credit card issuer. Most major credit card issuers have a Facebook page. They might offer perks for those that "friend" them. They also use the forum to address customer complaints, so it is to your advantage to add your credit card company to your friend list. This applies, even if you don't like them very much!

Keep an eye on your credit cards even if you don't use them very often. If your identity is stolen, and you do not regularly monitor your credit card balances, you may not be aware of this. Check your balances at least once a month. If you see any unauthorised uses, report them to your card issuer immediately.

If you have a credit card account and do not want it to be shut down, make sure to use it. Credit card companies are closing credit card accounts for non-usage at an increasing rate. This is because they view those accounts to be lacking in profit, and therefore, not worth retaining. If you don't want your account to be closed, use it for small purchases, at least once every three months.

Always be careful when buying things online with a credit card. Before you enter any of your credit card information, make sure the site you are using is secure. Any site that is secure will protect your identity, and keep your credit card data under lock and key. Be sure to ignore emails asking for card information as these are attempts at getting your personal information.

As was mentioned earlier in the article, the credit cards in your wallet are probably a common choice for you to use for payments, for products, and services. Apply what you have learned from this article, to make sure that your credit cards stay a convenience, and not a stressful hassle in your life.

Recent Posts

» «

Weswap Card

Weswap Card

Pockit Prepaid Cards

Pockit Prepaid Cards

RBS Bank Account

RBS Bank Account