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Published on 1 September 2017 in Multi - Question and Answers by Raffick Marday

All about Debit Cards: Manage your funds in the best possible way!

If you are tired of paying heavy bills that you get after making purchases by your credit card then it is advisable to go for a debit card.

What is a debit card? Well; debit card is the one that helps you take better control of your funds whether you are student or a senior who is unable to save money and has a bad spending habit.

These cards help you monitor your finances in the best possible way. All you need to do is, apply for a debit card from the popular banks such as HSBC, Barclays, Santander Bank, Natwest Bank etc. Once you will be approved for a debit card, you will receive a plastic card which you will need to swipe each time you will want to buy something. Whether you have to pay for grocery, or you want to enjoy online shopping, debit cards are just the best choice for every common man.

Now your job is to make a plan of your finances. Decide how much you need to pay in a month. After planning wisely, start making purchases accordingly. The balance you will load on your card will be the balance available to you for making purchases. So, in this case, you can not spend more than what you have on your debit card. Hence, there will be no chances of you going into a debt condition and no poor credit scores. Its all you and your money. The only point you should never forget is to make a balance and control on your bad spending habit. It is because; once you will spend more, you will get it recharge more. The card can still be used in a wrong way. But, this is the point you must remember that you do not have to pay unnecessarily. Your money is valuable and only you can take care of it. Start saving by getting the best debit card!

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