Free Prepaid Cards

Free Prepaid Cards

Pay as you go

Pay as you go

Prepaid MasterCards

Compare Prepaid MasterCards

Euro Currency Cards

Euro travel money cards

Best Prepaid Cards Companies

Your Consumer Rights with Prepaid Purchase Protection

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
icount Pay Monthly Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: £0.50 UK - £1.50 abroad
Top Up Fee: Free (except cheque, which is minimum £4.50)
Cashplus Freedom Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: First 3 months free then £2
ATM Charges: First 3 months free then £2
Top Up Fee: Free - £3 for Epay
Tuxedo prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.99
ATM Charges: In the UK £0.50 - £2.25 Abroad
Top Up Fee: Free - 3%
Sterling Activeplus Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.95
ATM Charges: £1.50 in UK - £3.00 abroad
Top Up Fee: Free up to £2.00
Sterling Flexiplus card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: £1.50 in UK - £3.00 abroad
Top Up Fee: Free up to £2.00
Cashplus Euro Card
Application Fee: Free To Existing Customers
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free - €4.00
Top Up Fee: Free
Cashplus Business Card
Application Fee: £29.99
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £0.99 UK - £3.00 abroad
Top Up Fee: Free - £2.00
Cashplus Flexiplus Card
Application Fee: £9.99
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.99 in UK - £3.00 using abroad
Top Up Fee: Free (except E Pay is £2.00)
Rushcard Prepaid Card
Application Fee: $3.95 - $14.95
Transaction Fee: no-usa-pos, usa-atm-fee
Monthly Fee: $9.95
ATM Charges: $2.50 (two free per month)
Top Up Fee: Free
icount Payg Card
Application Fee: £4.95
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.75 in UK - £1.50 Outside UK
Top Up Fee: Free
Cashplus Deluxe Card
Application Fee: £4.95
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: Free in the UK - £3.00 abroad
Top Up Fee: Free - £3.00
Escape Dollar Card
Application Fee: Free if loaded with £100 within 90 days
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: Free - $3.00
Top Up Fee: Free - 4%
Freedom Payg Card
Application Fee: £5.99 or £9.99 to design your own card
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: 1.5% in UK - £2.50 abroad
Top Up Fee: Free - 3%
Secure Trust bank
Application Fee: £12.50
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £12.50
ATM Charges: £0.50 UK - £2.25 outside UK
Top Up Fee: Free

Prepaid Purchase Protection Consumer Rights

If I have a problem with goods that I purchase, or the merchant goes bankrupt, am I protected under the Credit Consumer Act, if I used my prepaid card to pay for the transaction or service?

One of the most important parts of the Consumer Credit Act (CCA) is one that few people are fully aware. Section 75 of the Act means that when you buy something using your credit card, your contract is with both the merchant (retailer) and the company that issues your card. They both have an equal liability if anything goes wrong so you can take action against either of them to get compensation. This is restricted to goods or services purchased for more than £100, but is extremely beneficial if something should go wrong with your transaction e.g. the retailer goes bankrupt!

The CCA covers everyone with a credit card, but given that prepaid cards do not fall under the CCA, as the bank is not lending money, you are not covered.

Only one prepaid card issuer in the UK voluntarily offers consumers this valuable protection, so make sure you consider this when selecting a prepaid card appropriate for your needs. If you only intend getting a pre-paid credit card for cheap international money transfer then this may not be important to you. However, if you intend using the card to purchase goods or services on the high street and internet, this could be valuable prepaid protection!