Prepaid Credit Cards in USA - Cheapest PAYG Card
WeSwap Prepaid MasterCard in 18 currencies
FairFX Anywhere Card
Travel Money card by Tuxedo
Skrill euro currency MasterCard
To get Prepaid cards in the USA, you need to be a permanent resident or citizen of the United States (USA). The prepaid card company will complete an identification verification and pay the application fee required to open your account.
Many people are switching to Prepaid Card from the US because they offer financial security. They keep you safe from unfair fees, identify theft and a host of other financial problems that can suck you dry. Prepaid debit cards are quickly becoming the card of choice for millions of Americans.
To get a conventional credit card, you need to submit a lot of information. Your social security number, address, credit history, and more are all in the credit card company's database. Think about what happens if this information falls into the wrong hands. Someone could take out other credit cards in your name, rack up huge amounts of debt, make purchases and more. It can be a financial disaster.
You may think that this information is safe at the company headquarters but even large organizations like Sony, Pepsi and even the US government have had information stolen by hackers. Once the information is out there, it can be near impossible to contain. You may need to apply for a new social security number, and your credit may never recover.
Prepaid Cards in USA
With a Prepaid Card from the US, you don't need to give tons of information. Even if someone could hack into your account, they would not be able to do much with the information obtained. Since you can only spend the amount you have loaded onto a prepaid credit card, they are not often the target of thieves. Cyber thieves tend to go for traditional credit cards over prepaid credit cards because a credit card allows you to take out thousands of dollars you don't have.
Prepaid Card from the US also offers a more traditional sense of security. Unlike cash which pickpocketed or stolen from the home, a direct deposit card is useless to a thief. You set the pin number, and without that number, no one can take out money. You don't want to be storing your cash under a mattress if your home is broken into when you are gone (figuratively speaking). A prepaid debit card can protect you from that.
Dollar Currency Cards a Prepaid Card from the US protects you from the litany of fees charged by many companies. You cannot get the overdraft, and there is no impossible to understand fee structure. You pay per use or a flat monthly rate. The only other fee you pay is the ATM fee, which any credit or debit card user pays. You never have to deal with fees for loading money, not using the card, not adding money, etc.