Prepaid Credit Cards in France - Cheapest PAYG Card
Prepaid Debit Cards in France
Prepaid cards in the France, You must be permanent resident/citizen of the France where they will do an ID check to identify who open the account.
People who have had bad credit or no credit find it very hard sometimes to get an unsecured Prepaid Card from France. The economy has caused many credit card companies to cut back on the customers they already have, and some are refusing to take on any at risk clients. This may seem like it may make it difficult for you to get a Prepaid Card from France. It is very easy to get a prepaid credit card. The reason being that you need to put the money in the account before the card is issued. You are placed on a limited amount of expenditures and because the credit card only operates if money is available it is impossible for you to over spend. This is the reason it is easy for you to get the card.
You may apply at any local bank from France, and most of the time you are required to open up a savings account or checking account depositing the amount of money you want your prepaid credit card to be worth. In most of these cases, you do have to deposit a bit more money because there are charges from your banking service for maintaining your account. There are other methods of getting a prepaid credit card offered by stores like Target, Wal-Mart and others who will sell you a card. When you buy a card of this nature, you can keep money in it by constantly loading it with money from your personal bank account or by using cash. You are charged for the card, and in many cases, you will be charged each time you make a deposit or withdrawal. This type of prepaid credit card does not report to any credit agencies, and you cannot build up any credit record.
The thing that I like most about Prepaid Card from France is that you're able to control your spending. If you're anything like me, you want to keep track of your budget. I had found with my regular cards; I would spend way too much every month. I found a fee-free prepaid card and I put my budget on the card. This way, I won't go over my budget. For example, if I have $500 for the month to spend, I will put it on the card. I would recommend that you look for a card that will give you interest on your balance, that way your money just doesn't sit there. It's a win-win situation for both you and the bank.
When looking for a card of this nature, make sure that you look closely at the fees because you may find that it's going to eat away on your deposit. This is something that you don't want. Another thing to look out for is if it's from a major card company. If it isn't, you will find that you can't use it at a lot of places. Do some research, exploring some comparing sites and you should be able to find a card that suits your needs.
Prepaid Credit Cards in France
Prepaid cards available in France where you need to be a France resident to get a prepaid credit cards.
Money transfer France
France is a popular country to transfer money to. Many people have holiday homes in France, while a large number of expats have chosen to spend their retirement in the country. If you are looking to send money to France for a property or to relatives, here is what you need to know:
Currency in France?: Euro. The official currency in France is the euro (EUR). The two denominations available are notes and coins. Notes are available from 5.00 Euros up to 500.00 Euros and cover the following: 5.00, 10.00, 20.00, 50.00, 100.00, 200.00 and 500.00. Coins are available from 1 Euro Cent to 2.00 Euros: 1 Euro Cent, 2 Euro Cent, 5 Euro Cent, 10 Euro Cent, 20 Euro Cent, 50 Euro Cent, 1.00 Euro and 2.00 Euro.
For your retirement in France?
A large number of expats are now choosing to spend their retirement in another country for a better and cheaper standard of living. Brits in particular are choosing France for its close proximity to England making it a convenient location should they wish to return to see friends or family.
Property prices are considerably appealing to expats at the moment too as the euro’s strength is especially weak against the pound. If you are looking to retire in France there are a number of different ways to transfer money there.
The most widely accept credit cards in France are Visa and Mastercard so it is simple to transfer money and use money on your credit card in France.
In order to determine whether the same credit card services can be used in France you should contact your credit card provider first. Traveller’s cheques can also be used although often a passport will have to be used alongside the cheque to exchange the currency.
To buy overseas property in France?
Buying property in France is the most popular reason Brits transfer money overseas. It is often the biggest foreign exchange transaction, although buying a business or emigrating can also involve a large transaction.
If you are looking to live in France and buy your own property you need to work out your actual budget by knowing the exchange rate. If you do not work out the exchange rate there is a strong chance you could spend more than you intended on your property in France.
Individuals moving abroad should not even begin considering or looking in to houses until they know its actual value after the cost has gone through the exchange rate.
Good exchange rates in France?
It is crucial individuals looking to transfer large sums of money to France, either for property or business, research the different exchange rates on the market.
There is not a fixed exchange rate. Do not assume all money transfer companies have the same rates. Many people go to their bank to exchange money because it is assumed the bank will offer the most appealing rates. However, banks are very rarely offering competitive rates.
The best thing expats and other individuals can do regarding a good exchange rate is use a broker who could save you thousands of pounds as they will present a comparison of all the different rates on offer.