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Free Prepaid Cards

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Pay as you go

Prepaid MasterCards

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Euro Currency Cards

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Online Banking with Prepaid Cards

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
Soldo Family Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £2.00
ATM Charges: £0.50
Top Up Fee: Free
Prepaid Financial AUD Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: $2.00
ATM Charges: Free in card currency - 1.5% - 2.5% elsewhere
Top Up Fee: Free - 3%
Prepaid Financial USD Card
Application Fee: $18.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: $2.00
ATM Charges: Free in card currency - 1.5% - 2% elsewhere
Top Up Fee: Free - 3%
Prepaid Financial Rand Card
Application Fee: R125.30
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: R14.00
ATM Charges: 1.5% Eurozone - 2% Elsewhere
Top Up Fee: Free to 3%
Prepaid Financial Sterling Card
Application Fee: £8.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: £1.00
ATM Charges: 1.5% Eurozone - 2% Elsewhere
Top Up Fee: Free - 3%
Post Office Card
Application Fee: Free
Transaction Fee: uk-atm-fee
Monthly Fee: Free
ATM Charges: Free in card currency otherwise 3%
Top Up Fee: Free - 1.5%
Tuxedo Travel Money Card
Application Fee: £19.95 & £10.00 goes onto the card
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: £1.50 €1.50 $2.00
Top Up Fee: Free - 4%
Tuxedo prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.99
ATM Charges: In the UK £0.50 - £2.25 Abroad
Top Up Fee: Free - 3%
Tuxedo PAYG Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: 1.5% (min 99p / max £1.50) - £2.25 abroad
Top Up Fee: Free up to 3%
Card One Banking
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £12.95
ATM Charges: £1.50 - £3.00
Top Up Fee: Free - £2.00
Weswap Prepaid Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: None
ATM Charges: Free above £200
Top Up Fee: None
Caxtonfx Corporate Card
Application Fee: 9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-transaction-fee, usa-atm-fee
Monthly Fee: Free
ATM Charges: £0.50
Top Up Fee: Free - 1.75%
Net+ American Dollar Card
Application Fee: Free
Transaction Fee: usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: Free in US - $6 in UK - 2.95% in other currency
Top Up Fee: Free up to 1.75%
Net+ Australian Dollar Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: 6 AUD in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Brazilian Real Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: 10 BRL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Bulgarian Lev Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 9 BGN in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Canadian Dollar Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 6 CAD in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Danish Krone Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 30 DKK in the UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Euro Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: €4.00 in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Indian Rupee Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 260 INR in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net Japanese Yen Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 650 JPY in the UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Latvian Lats Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos
Monthly Fee: Free
ATM Charges: 3 LVL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Lithuanian Litas Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 15 LTL in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Norwegian Krone Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 30 NOK in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Polish Zloty Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 15 PLN in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Romanian Leu Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: 16.5 RON in UK - 2.95% abroad
Top Up Fee: Free - 1.75%
Net+ Swedish Krona Card
Application Fee: Free
Transaction Fee:
Monthly Fee: Free
ATM Charges: 40 SEK in UK - 2.95% abroad
Top Up Fee: Free up to 1.75%
Neteller Prepaid Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-pos, no-usa-pos, uk-atm-fee, usa-atm-fee
Monthly Fee: Free
ATM Charges: £3.00
Top Up Fee: Free - 1.75%
Skrill Card
Application Fee: €10.00
Transaction Fee: no-foreign-atm, no-foreign-pos, no-uk-atm-fee, no-uk-pos, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: €1.80
Top Up Fee: Free - 1.99%
Ukash Prepaid Card
Application Fee: Free*
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £1.50
ATM Charges: £1.50
Top Up Fee: Free - £2.50
Sterling Activeplus Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.95
ATM Charges: £1.50 in UK - £3.00 abroad
Top Up Fee: Free up to £2.00
Sterling Flexiplus card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: £1.50 in UK - £3.00 abroad
Top Up Fee: Free up to £2.00
RationalFX Dollar Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: $2.00
Top Up Fee: Free
Cashplus Freedom Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: First 3 months free then £2
ATM Charges: First 3 months free then £2
Top Up Fee: Free - £3 for Epay
Cashplus Euro Card
Application Fee: Free To Existing Customers
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free - €4.00
Top Up Fee: Free
Gap Year Prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: £4.95
ATM Charges: £1.50
Top Up Fee: Free - £2.00
Cashplus Business Card
Application Fee: £29.99
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £0.99 UK - £3.00 abroad
Top Up Fee: Free - £2.00
Cashplus Flexiplus Card
Application Fee: £9.99
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.99 in UK - £3.00 using abroad
Top Up Fee: Free (except E Pay is £2.00)
Cashplus Premier Card
Application Fee: £29.99
Transaction Fee: uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.99 - £3.00
Top Up Fee: Free - £3.00
Rushcard Prepaid Card
Application Fee: $3.95 - $14.95
Transaction Fee: no-usa-pos, usa-atm-fee
Monthly Fee: $9.95
ATM Charges: $2.50 (two free per month)
Top Up Fee: Free
Travelex Australian Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2%
Travelex Canadian Card
Application Fee: Free minimum £100 load
Transaction Fee: no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Cash Passport Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos, no-uk-atm-fee, no-uk-pos, no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2%
Travelex Euro Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Japanese Yen Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: £12.50
ATM Charges: Free
Top Up Fee: Free
Travelex New Zealand Card
Application Fee: Free minimum £100 load
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Travelex Rand Card
Application Fee: Free minimum £100 load
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
ICE Dollar Card
Application Fee: Free
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: $3.00
Top Up Fee: Free
ICE Euro Card
Application Fee: Free - €10.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: €3.00
Top Up Fee: 2%
Ice Travellers Cash Card
Application Fee: Free
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £1.75
Top Up Fee: 2%
FairFX Anywhere Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: 1.5%
Top Up Fee: Free - 1.5%
FairFX Dollar Card
Application Fee: Free
Transaction Fee: no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: $2.00
Top Up Fee: Free - 1.5%
FairFX Euro Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: €1.50
Top Up Fee: Free - 1.5%
icount Payg Card
Application Fee: £4.95
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £0.75 in UK - £1.50 Outside UK
Top Up Fee: Free
Cashplus Deluxe Card
Application Fee: £4.95
Transaction Fee: foreign-atm-fee, no-foreign-pos, no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: Free in the UK - £3.00 abroad
Top Up Fee: Free - £3.00
Breadfx Card
Application Fee: Free - £10 deposit taken at purchase
Transaction Fee: no-foreign-atm, no-foreign-pos, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: €2.00 in different currency - €1.50 in same currency
Top Up Fee: Free
Bread Prepaid Card
Application Fee: £7.50 - £10.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £1.50
Top Up Fee: Free - 3%
myTravelCash Dollar Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2.5%
myTravelCash Euro Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2.5%
my Travel Cash Multi Card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free - 2.5%
Moneycorp Explorer Card
Application Fee: Free
Transaction Fee: no-foreign-pos, no-uk-atm-fee
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Ffrees Family Account
Application Fee: Free
Transaction Fee: foreign-atm-fee, uk-atm-fee
Monthly Fee: Free*
ATM Charges: UK £0.75 - EU £3.00 - Elsewhere £2 + 1%
Top Up Fee: Free
U Account Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £5
ATM Charges: £0.50
Top Up Fee: Free
Pockit Pay Monthly Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-atm-fee, no-uk-pos
Monthly Fee: £3.00
ATM Charges: £1.00 up to £2.25
Top Up Fee: Free - 3%
Pockit Payg Card
Application Fee: £0.99
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.00 in UK - £2.25 abroad
Top Up Fee: Free - 3.5%
CaxtonFX Dollar Card
Application Fee: None
Transaction Fee: no-usa-atm, no-usa-pos
Monthly Fee: Free
ATM Charges: Free - $2.00
Top Up Fee: Free
Caxtonfx Euro Card
Application Fee: Free- £10.00
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free, except in UK which is €2
Top Up Fee: Free up to 4%
Caxtonfx Global card
Application Fee: Free
Transaction Fee: no-foreign-atm, no-foreign-pos
Monthly Fee: Free
ATM Charges: Free - £1.50
Top Up Fee: Free
AA Euro Card
Application Fee: 9.95
Transaction Fee: no-foreign-pos, no-uk-pos
Monthly Fee: Free
ATM Charges: £1.50
Top Up Fee: £0.99
AA Sterling Card
Application Fee: £9.95
Transaction Fee: no-foreign-pos, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.50
Top Up Fee: Free
AceFX Anywhere Card
Application Fee: £6.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: £1.00
ATM Charges: £1.00
Top Up Fee: Free - £0.70
AceFX US Dollar Card
Application Fee: Free with £200 load or equivalent, otherwise £6.95
Transaction Fee: usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: Free in USA - Elsewhere $1.00
Top Up Fee: Free
AceFX Euro Card
Application Fee: Free with a £200 load otherwise £6.95
Transaction Fee: foreign-atm-fee, no-foreign-pos
Monthly Fee: Free
ATM Charges: €1.25 - €1.50
Top Up Fee: Free
Alto Prepaid Card
Application Fee: £6.00
Transaction Fee: uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: £1.00 - £1.50
Top Up Fee: Free - £0.50
Buyright Prepaid Card
Application Fee: $9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-pos, usa-atm-fee
Monthly Fee: $7.95
ATM Charges: $2.00 in USA - $5 Outside USA
Top Up Fee: Free - $1.50
CitizenCard
Application Fee: £15.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee
Monthly Fee: Free*
ATM Charges: £1.00 - £2.00
Top Up Fee: Free - 3%
Endsleigh Card
Application Fee: £14.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: £1.00 - £2.25
Top Up Fee: Free - 3%
Escape Dollar Card
Application Fee: Free if loaded with £100 within 90 days
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: Free - $3.00
Top Up Fee: Free - 4%
Escape Euro Card
Application Fee: Free - £9.99
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: Free - €2.00
Top Up Fee: Free up to 4%
Escape Travel Money Card
Application Fee: Free*
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: Free
ATM Charges: £0.99 - £2.00
Top Up Fee: Free - 4%
Freedom Payg Card
Application Fee: £5.99 or £9.99 to design your own card
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: 1.5% in UK - £2.50 abroad
Top Up Fee: Free - 3%
GoHenry
Application Fee: Free
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: 2.49
ATM Charges: Free
Top Up Fee: £0.50
Greendot  Prepaid Card
Application Fee: $4.95 - $6.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee
Monthly Fee: $5.95
ATM Charges: Free - $2.50
Top Up Fee: Free - 3%
Kalixa Prepaid MasterCard
Application Fee: £6.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: Free
ATM Charges: £1.75 in UK - £2.25 Outside UK
Top Up Fee: Free - 3.5%
Netspend Vitual Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-usa-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee
Monthly Fee: $9.95
ATM Charges: $2.50 in USA - $4.50 Outside USA
Top Up Fee: Free - $4.95
Optimum Prepaid Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £4.95
ATM Charges: £1.50 (2% surcharge over £50)
Top Up Fee: Free - 3%
Orange Cash Card
Application Fee: £5.00
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: 2.95% in UK - 5.70% Outside UK
Top Up Fee: Free - 4%
Secure Trust bank
Application Fee: £12.50
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £12.50
ATM Charges: £0.50 UK - £2.25 outside UK
Top Up Fee: Free
Spark Prepaid MasterCard
Application Fee: £10.00
Transaction Fee: foreign-atm-fee, no-foreign-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £2.50
ATM Charges: £1.50 - £2.50
Top Up Fee: Free - 6%
Talk Home
Application Fee: £5.00
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: Free
ATM Charges: £1.00
Top Up Fee: Free
Think Money
Application Fee: £14.50
Transaction Fee:
Monthly Fee: £14.50
ATM Charges: Free
Top Up Fee: Free
Vida FX Card
Application Fee: Free Subject to £10 preload
Transaction Fee: no-foreign-atm, no-foreign-pos, no-usa-atm, no-usa-pos, uk-atm-fee, uk-transaction-fee
Monthly Fee: Free
ATM Charges: Free
Top Up Fee: Free
Virgin Dollar Card
Application Fee: Free with a $100.00 load
Transaction Fee: foreign-atm-fee, no-foreign-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: EU 41.50 Elsewhere €1.50 + 3.5%
Top Up Fee: Free
Virgin Euro Card
Application Fee: Free with a €100.00 load
Transaction Fee: foreign-atm-fee, no-foreign-pos, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: EU €1.50 Elsewhere €1.50 + 3.5%
Top Up Fee: Free - 2.7%
Virgin Pay Monthly Card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: £4.75
ATM Charges: £1.50
Top Up Fee: Free - 3.5%
Virgin Payg card
Application Fee: £9.95
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, uk-atm-fee, uk-transaction-fee, usa-atm-fee, usa-transaction-fee
Monthly Fee: Free
ATM Charges: 2.95% in UK - 3.5% Outside UK
Top Up Fee: Free - 2.75%

Prepaid cash card companies that offer the facility of online banking where you can manage, load and check statements with your prepaid card

A basic bank account allows you to receive money, pay bills and manage your finances all in one place.

Getting a basic bank account gives you the ability

  • Have your earnings, state benefits, pension or any family tax credits that can be paid directly into your account;
  • Offer a way to view your account either by going to a local banking branch, online, over the phone, mobile banking or provide bank statements
  • You DO NOT get a cheque book
  • Pay in cheques for free (remember you will have to wait until the money is available for you to spend);
  • Take money out of any ATM cash machines with a debit card (most atm facilities are usually free, but there are some atm machines that will charge)
  • Pay and set up bills payments by direct debit, Standing order

Lots of banks and some building societies offer basic bank accounts In most cases banks provide you with a debit card which you can use as to pay for your shopping and or you can use cash machines near where you live or work for free (read bank or building society terms and conditions to be sure).

Can I open a guaranteed basic bank account whatever my credit history?

  • In most cases yes but it does depend on the building society or bank who is able to open a basic bank account. The bank or building society may do a credit check to see your credit history, to verify that your name does not come up as bankrupt or county court judgments (CCJs) against your name. But even if you have, you may still be able to open an account

I am bankrupt, is there any bankruptcy bank accounts

  • Not all banks accept people who are bankrupt, in fact there are only several bankruptcy bank accounts available they are Barclays, Nationwide, card one banking and the Cooperative Bank

How do I keep track of my money with a basic bank account?

  • You usually get a monthly or 3 monthly statement in the post or you can register online for internet banking, Nearly all banks now offer mobile banking which is a secure and instant way to keep in direct control of your finances whilst on the move.
  • With most basic bank accounts you can check how much money you have and get a mini statement from a cash machine showing the most recent transactions.

What if there is not enough money in my account to pay a direct debit or standing order?

  • With a basic bank account you cannot go overdrawn because you won’t get an overdraft facility. But if you pay your bills by direct debit or standing order and there isn’t enough money in your account, then the bank will not make the payment but you may still be charged a
  • Fee. Some banks may cancel your direct debit or standing order, or even close your account You will still have to pay the bill as well as any charges they may impose so it is really important to make sure you have enough money in your account to pay your bills.