WeSwap Prepaid Card Review - Weswap is a Travel Money Card
WeSwap Prepaid Card Review - Weswap is a Travel Money Card.
WeSwap Prepaid Card Review. WeSwap currency card can carry 18 currencies, change your pounds to euros, dollars, Yen all on one prepaid MasterCard.
Get exceptional rates on travel money every time you go abroad with WeSwap. Fast, backed by MasterCard® and up to 90%.
Weswap prepaid cards are the best alternatives over, the debit cards. These cards are also not connected to your personal bank accounts. Through these cards, you can spend the amount only to that extent that you have preloaded in your WeSwap prepaid card.
The name prepaid card itself is well explanatory as to spend through this card is limited to the extent you have deposited and or uploaded the amount in this card. This card overcomes the danger of overdrawing the amount more than what you have. Weswap prepaid card if lost is also safe as it is no way connected to your personal bank account and hence withdrawals from your bank account are not possible at all.
The most attraction of the Weswap prepaid master cards is that unlike other prepaid cards it allows you to carry fifteen countries currency at the same time on one card itself. The amount that you spend through this card is only deducted from your card account without any separate charges per transactions. When your card has a balance of more than one currency then it automatically picks up the correct currency as to in which country you are in at that moment. Thus it is hassle free for you to spend on your own with the card the currency that you want to when you are in different country. It can also be used for withdrawing cash like you withdraw from your ATM card. It carries a pin number for your security of the card.
Another attraction of the card is that when we are back to our home country from our trip and have the other countries currency on the card, Weswap card easily enables us to transfer the currency into our home currency without any unfavorable buy back rates as the money transferors or other prepaid cards do, thus you do not lose out anything by Weswap cards when you are back from your trip.
Weswap regularly updates its customers by its facebook, Twitter, and its blogs. The fee that Weswap prepaid cards providers charge us is very minimum amount towards the services and facilities that they are providing to us. They charge you when you withdraw a cash amount which is only 1 percent of the amount that you have swapped. The currency that you swap and so are the charges charged in the same currency only, this helps you to keep a clear track of your currency balances without having any confusions.
I would always recommend a person to use Weswap cards when abroad over to debit or credit cards because debit and or credit cards charge you 3% for withdrawals and above that, they also charge you extra 2 to 3 percent for foreign currency withdrawals. These extra charges are not to be borne while using Weswap prepaid master cards.
Thus it is highly recommended to have Weswap prepaid MasterCards while traveling abroad and no need to worry about currency exchanges and or getting best currency rates for your money and nor do you need to take the risk of cash with you while traveling. Weswap prepaid MasterCards also free you from the heavy charges that you have to undergo while using your ATM and or your debit and credit cards abroad.
Top Up Information
The Weswap pay as you go card
Retailers charge a top up fee these are a fixed price or a percentage per transaction.
|Free Reload Fees||FREE||Timescales|
|Bank||Free of charge||4 day|
|Bacs||Free of charge||Overnight|
Top up and reload charges that cost
The limitations for Weswap card
|Maximum Card Limit:||£3500.00|
|Maximum Load Amount:||£3500.00|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawal:||£200.00|
Weswap PAYG Card
Some Weswap cards have usage charges when you spend using your pay as you go card there will be a transaction charge or a charge when you withdraw cash from an ATM.
|Weswap Card Issue Fee:||Free|
|Additional Weswap Cards:||Free|
|UK Transaction Fee:||Free|
|Overseas Transaction Fees:||Free|
|Monthly Subscription Fee:||Free|
|ATM Fee in UK:||Free ATM withdrawal fee in the UK|
|ATM Charge Overseas:||Free per withdrawal using overseas|
|Replacement Weswap Card:||£4.95|
Balance charges for Weswap PAYG Card
|Telephone banking:||£0.10 per minute|
How to Apply
You have chosen to apply for WeSwap prepaid cards, please ensure you meet the following points as this will make your application more likely to be approved.
Please ensure that:
You are at least 18 years of age.
You are a permanent resident/citizen of the UK.
Pay £9.95 application fee to get your card.
Please note that until payment is made your WeSwap account will not be opened.
How to Pay
Pay now - The fastest and easiest way to pay is by debit card. Make a simple one off payment whilst signing up. The online account is confirmed highly secure website, with your card and personal details protected.
Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.
These points are simply a guide to the minimum acceptance criteria for the WeSwap prepaid cards. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by WeSwap cards after they have taken your details, confirmed your ID and received payment.