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Upside Access Prepaid Debit Card - Visa Branded

Upside Access Prepaid Debit Card - Visa Branded

You are a permanent resident/citizen of the USA

The Upside Access prepaid visa card is an upgraded prepaid card offering you all the features and function of a prepaid card. Want flexibility and no commitment? Try the regular plan, UPSIDE ACCESS, at the low rate of $2.99 a month.

This plan allows you to fund the card as-you-go from your bank account for free or from your credit card for $2.50. This plan also offers ATM access and for cardholders over 18 the online check writing service. By trying out the Access Upside prepaid card there are no transaction charges making it an ideal solution for using on the internet or withdrawing cash as and when you need to.

Plus Upside has several prepaid card designs to choose from. The Upside Prepaid Card is not linked to your bank account and is not a debit card or credit card as there is no credit facility so it is ideal if you want to pay any pocket money or wages directly on to your account. With a small monthly subscription fees and no transaction charges it is an ideal prepaid card to try. Upside Access Visa Card Offers Guaranteed Acceptance

  • No credit checks
  • No bank account required
  • Under 18's credit card alternative
  • No account usage fees
  • Get an Upside Visa Prepaid Card and stay in control.

Top Up Information

Upside Access Prepaid Card

When you reload your Upside Access Prepaid Card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.
Top up fees are FREE OF CHARGE using the following top up providers or methods:

Free Top Up ChargesChargesTimescales
CashFree of chargeInstantly
Bank TransferFree of chargeInstantly
Direct Deposit$2.00Instantly

Card Load Limits

Maximum Card Limit:$2,000.00
Maximum Load Amount:$500.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:$500.00

Usage Charges

Upside Classic Prepaid Visa Card

Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
Here is a list of usage charges for the above mentioned card.

Card Issue Fee:$29.95
Additional Cards:One free
Annual Fee:$35.88
Transaction Fees USA:Free
Foreign Exchange Fees: 2.75%
Monthly Service Fee:$2.99
ATM Charge USA:$1.49 per ATM cash withdrawal in the USA
ATM Charge Abroad:$1.49 + 2% per withdrawal using abroad
Cancellation / Redemption:


Replacement Card Fees:$3.00

Balance Enquiry

By SMS / Text Message:$0.99
By Phone:$0.99
Via the Internet:Free

How to Apply

You have chosen to apply for a Upside Access Prepaid Visa card, please ensure you meet the following points as this will make your application more likely to be approved.

Please ensure that:
You are at least 13 years of age .
You are a permanent resident/citizen of the USA

  1. The USA patriot act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You may also be asked to provide documentation as proof of identification.
    Your name
    Date of birth
    Your address
    That you are a permanent resident/citizen of the USA,
    Social security number.

    No application fee.

Proceed with your application
Please note that until payment is made your upside visa account will not be opened. These points are simply a guide to the minimum acceptance criteria for the upside prepaid card.

Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by upside after they have taken your details, confirmed your id and received payment.

Company Details

Upside Access card

Upside Access card
UPside Prepaid Cards 55 Broad Street 7th Floor New York, NY 10004

Tel: 1-866-845-6273

Website Screenshot

Upside Access card

Company Location