U Account Prepaid Card Review - Free U Account Card
U Account Prepaid Card
U Account Card is free account and free prepaid card, U-account is ideal if bankrupt, unbank. No credit checks or overdrafts. Apply for a free u account prepaid credit card.
Now you can get everything you’ve ever wanted from a bank, without having to use one. The U Account gives you a new way to manage your money – and it’s free to apply.
Using the Money Manager and Extra Accounts facility, U account holders have access to a digital solution for budgeting, setting money aside, and staying in control of their spending. The personal account also comes with a contactless prepaid Mastercard® Card, direct debits, and standing orders.
U Account Prepaid Card Review
All fees are made as clear as possible (you can see them below), with no sneaky or hidden charges for you to worry about, and it’s also possible to choose the monthly price that suits YOU.
The U Account doesn’t come with an overdraft facility, or their excessive charges, but instead gives you an opportunity to improve your budgeting and avoid debt. It’s possible to earn cash back automatically as U Points from some of the UK’s most well-known retailers – whether you’re looking for groceries, home improvements, eating out, or something else – simply by using a U Card, online or in-store.
Keep reading to find out how to apply, and remember we don’t do a credit check (you’ll simply need to prove your identity).
Top Up Information
U Account Review
When you reload your prepaid card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.
Top up fees are FREE OF CHARGE using the following top up providers or methods:
|Free Top Up Charges||Charges||Timescales|
|Bank transfer||Free of charge||Instantly|
|Standing Order||Free of charge||Instantly|
Top Up options that are charged
|Paypoint||4% per load amount||Instantly|
SET UP A PAYMENT:
Payee name: Ffrees Family Finance Ltd
Account number: 8 digit account number
Sort code: 6 digit account number
Payment ref – the 16 digit number across the front of your card
Card Load Limits
|Maximum Card Limit:|
|Maximum Load Amount:|
£5000.00 (bank transfer), £750 (debit card), £249 (paypoint)
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawal:|
U Account Card
Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
Here is a list of usage charges for the above mentioned card.
|Card Issue Fee:||Free|
|Transaction Fees UK:||Free|
|Foreign Exchange Fees:||3%|
|Monthly Service Fee:||£5 a month|
|ATM Charge UK:||£0.50 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£0.50 + 3% per ATM withdrawal internationally|
|Cancellation / Redemption:||£2.50|
|Replacement Card Fees:||£5.00|
|By SMS / Text Message:||£0.10|
|Via the Internet:||Free|
How to Apply
U Account Prepaid Card
How you can apply for U Account as it’s free to apply for a U Account and you can do so in minutes. There’s no credit check as part of the application – you’ll just need to prove your identity and be over 18 years of age.
To apply, click on the link below and complete the quick steps on the U website. As part of this, you’ll be required to submit a small amount of personal information. Once that’s complete, you’ll only need to review your details and confirm your email address to finalise the application. U Account card will then be in touch to confirm how to proceed.