Pockit Review - Pockit Pay As You Go Card
Pockit Card Reviews
Pockit Prepaid Card is like any other prepaid card available online but with a good pricing scheme and 100% transparency in their said costs and charges. The whole process of application is similar to other cards in almost all ways.
There’s no need for a credit check and all that you need to go through is an identification test which would require you to prove your age to be 18 years or above along with a proof of being a United Kingdom citizen. You can show your driving license as a proof for both together and there are no other formalities as such. This simple application process is not just the thing that attracts people but the amazingly unbelievable pricing system sweeps one off his or her feet.
Pockit PAYG Card
With almost identical features to all prepaid cards it is this pricing system that makes it stand out. Neither does it follow the ‘pay as you go’ scheme and nor does it follow the ‘monthly fee’ system. Instead it has introduced an innovative concept under which you get your card (including all registrations fees) for just 99p.
After this payment you will get your Pockit card within just 7 days (even less actually) and you can start loading it at different PayPoints or through online bank transfer or also through your debit card which is a much better and remote way to do it.
Top Up Information
When you reload your prepaid travel money card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.
Top up fees are FREE OF CHARGE using the folllowing top up providers or methods:
|Free Top Up Charges||Charges||Timescales|
|Debit Card||Free of charge||Instantly|
|Wages||Free of charge||3 - 5 business days|
|Bank||Free of charge||1 business day|
|Standing Orders||Free of charge||3 - 5 business days|
Top Up options that are charged
|Paypoint||£1.50||Approx 30 mins|
Card Load Limits
|Maximum Card Limit:||£5000.00|
|Maximum Load Amount:||£5000.00|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawl:||£500.00|
Some Pockit cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
Here is a list of usage charges for the above mentioned Pockit card.
|Card Issue Fee:||£5.00|
|Transaction Fees UK:||Free|
|Foreign Exchange Fees:||2.50%|
|Monthly Service Fee:||Free|
|ATM Charge UK:||£1.00 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£2.25 per cash withdrawal using abroad|
|Cancellation / Redemption:||Free|
|Replacement Card Fees:||£4.95|
|By SMS / Text Message:||£0.08|
|By Phone:||£0.10 per minute|
|Via the Internet:||Free|
Pockit pay as you go cardholder you can earn cashback on your everyday purchases by shopping with your Pockit Prepaid Card. Pockit cashback is available in-store & online and can be earned on top of store discounts and promotions.
How to Apply
Pockit Pay As You Go Card
You have chosen to apply for a Pockit pay as you go card account, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:
You are at least 18 years of age You are a permanent resident/citizen of the UK £5.00 for a Pockit prepaid card account.
Please note that until payment is made your Pockit card account will not be opened.
How to Pay.
Pay now - The fastest and easiest way to pay is by debit card or SMS. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.
Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.
These points are simply a guide to the minimum acceptance criteria for the Pockit account. Please ensure you read their terms and conditions and see a full list of charges.
The decision to accept will only be made by pockit cards after they have taken your details, confirmed your ID and received payment.