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Pockit Card Review - Pay Monthly MasterCard Prepaid Card

Pockit Card Review  - Pay Monthly MasterCard Prepaid Card

Pockit Card

The Pockit Pay Monthly and Pay As You Go (PAYG) Prepaid Card is a prepaid MasterCard that provides a secure and simple way to manage your money and allows you to earn cashback* when you spend money at participating retailers.

Once your card has arrived in the post, you can access your eccount by following these simple steps:

  1. Log in to the Pockit website by clicking the ‘Login’ button at the top of the page; enter your email address and the password given to you in the email from (Note: you can change this password once you have logged in by clicking ‘My account’ from the menu on the right.)
  2. Once you have logged in, click the ‘manage my card’ button – this will open the eccount login page in a new tab or window.
  3. Select ‘eccount holder’ if you are the primary cardholder or ‘cardholder’ if you are an additional cardholder. Enter your eccount number and date of birth and press ‘continue’.
  4. Next you will be asked to provide certain characters of the password you set when you signed up for your Pockit prepaid card (note: this password was NOT emailed to you due to security purposes). After entering the required characters you will arrive at your eccount.

Top Up Information

Pockit Prepaid Card

When you reload your prepaid travel money card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.

Top up fees are FREE OF CHARGE using the following top up providers or methods:

Free Top Up ChargesChargesTimescales
Debit CardFree of chargeInstantly
WagesFree of charge3 - 5 business days
BankFree of charge1 business day
Standing OrdersFree of charge3 - 5 business days
Top Up options that are charged
Post Office£0.70Instantly
Credit Card3.5%Instantly
Paypoint£1.50Approx 30 mins

Card Load Limits
Maximum Card Limit:£5000.00
Maximum Load Amount:£5000.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£500.00

Usage Charges

Pockit Prepaid Cards

Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!

Here is a list of usage charges for the above mentioned card.

Card Issue Fee:Free
Additional Cards:£4.50
Annual Fee:Free
Transaction Fees UK:Free
Foreign Exchange Fees:2.50%
Monthly Service Fee:£3.00
ATM Charge UK:£1.00 per ATM cash withdrawal in the UK
ATM Charge Abroad:£2.25 per cash withdrawal using abroad
Cancellation / Redemption: Free
Replacement Card Fees:£4.95
Balance Inquiry
By SMS / Text Message: £0.08
By Phone:£0.10 per minute
Via the Internet:Free

As a pay monthly cardholder you can earn cashback on your everyday purchases by shopping with your Pockit Prepaid Card. Pockit cashback is available in-store & online and can be earned on top of store discounts and promotions

How to Apply

Pockit Prepaid Card Reviews

You have chosen to apply for a Pockit Pay Monthly card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

  • You are at least 18 years of age.
  • You are a permanent resident/citizen of the UK Wish to pay a monthly fee of £2.99 for your card.
  • Please note that until payment is made your Pockit Pay Monthly account will not be opened.

How to Pay.
Pay now - The fastest and easiest way to pay is by debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

Pockit Prepaid Credit Card Review

These points are simply a guide to the minimum acceptance criteria for the Pockit. Please ensure you read their terms and conditions and see a full list of charges. The decision to accept will only be made by Pockit Pay Monthly after they have taken your details, confirmed your ID and received payment.

Company Details

Pockit Pay Monthly Card

Pockit Pay Monthly Card
Cavendish House, 18 Cavendish Square, London W1G 0PJ

Tel: 0845 872 0827 (#9)

Website Screenshot

Pockit Pay Monthly Card

Company Location

Account Type

  • Sterling Prepaid Cards Sterling Prepaid Cards
  • Sterling PAYG Cards Sterling PAYG Cards

Application Criteria

  • Free Travel Cards Free Travel Cards
  • ID Required ID Required
  • No Application Fee No Application Fee

Loading Facilities and Fees

  • Bank Transfer (TT) Bank Transfer (TT)
  • By Cheque By Cheque
  • Chaps Chaps
  • Debit Card Debit Card
  • Direct Deposit Direct Deposit
  • Epay Epay
  • Giro Pay Giro Pay
  • High Street Bank High Street Bank
  • Paypoint Paypoint
  • Post Office Post Office
  • SMS Load SMS Load

Transaction Fees and Charges

  • Foreign ATM Fee Foreign ATM Fee
  • Foreign Transaction Fee Foreign Transaction Fee
  • No UK ATM Fee No UK ATM Fee


  • Experts Choice Experts Choice


  • Cashback Program Cashback Program
  • Contactless Contactless
  • No Bank Account No Bank Account
  • No Credit Check No Credit Check
  • Rewards Program Rewards Program


  • Mobile Banking Mobile Banking
  • Online Banking Online Banking
  • SMS Banking Alerts SMS Banking Alerts
  • Telephone Banking Telephone Banking


  • United Kingdom United Kingdom