Optimum Pay As You Go Card - PAYG Credit Card
Optimum Pay As You Go Credit Card
The Optimum pay as you go card is a payment card which you can load with money by easy automatic top up from a bank account, wage transfers, with cash or a credit/debit card.
Your Optimum pay as you go card looks just like a credit or debit card, with a card number, chip and signature strip and can be used wherever MasterCard cards are accepted worldwide.
Optimum pay as you go card is not a credit card, which provides you with a line of credit, nor is it a debit card which is linked to a bank account.
This means that with Optimum pay as you go card you can't go overdrawn or borrow money– you can only spend the money you have loaded onto it, so you stay in complete control of your money.
Optimum pay as you go card allows you to transfer money - FREE . This way, you can securely enjoy your money in shops, on-line and across the world when you are on holiday.
You can even get an extra card for family and friends, so you can quickly and safely share your money.
Top Up Information
Optimum PAYG Card
When you reload your Optimum prepaid card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.
|Free reload options||Fees||Timescale|
|Debit Card||Free||Within 30 min|
|Payroll||Free||3 - 5 days|
|Post Office||Free||1 day|
Chargeable reload options
|Paypoint||3%||within 30 mins|
|Credit Card||3%||Within 30 min|
Prepaid Card Limits
|Max Prepaid Card Limit:||£5000.00|
|Maxi top up amount:||£5000.00|
|Min top up amount:||£10.00|
|Max ATM Withdrawal:||£250.00|
Optimum Pay As You Go Card
Some Optimum cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
Here is a list of usage charges for the Optimum card.
|Prepaid Card Application Fee:||£9.95 card|
|Additional Prepaid Cards:||£5.00 one additional card|
|UK Transaction Fees:||2.95%|
|Transaction Charges Overseas:||2.95% + 1% surcharge|
|Monthly Subscription Fee:||Free|
|UK ATM Fees:||£1.50 (2% surcharge over £50 per ATM|
|ATM Fees Overseas:||£1.50 (2% surcharge over £50 per ATM|
|Cancel Account:||£5.00 + 2.5% Surcharge|
|Replacement Prepaid Card:||£5.00|
Check Balance on Prepaid Card Account
|SMS Message:||£0.10 to £1.50|
|Telephone:||£0.10 to £1.00 per minute|
£2.50 SMS Payment Fee Surcharge taken at first top up on application - General customer service calls £1.00 / minute.
How to Apply
Optimum PAYG Credit Card
The decision to accept will only be made by Optimum pay as you go card, after they have taken your details, confirmed your ID and received payment.
You could have your new Optimum pay as you go card, sort code and account number in seconds and your pay as you go MasterCard will be delivered 5 to 7 days later.
To apply for your new pay as you go account simply complete the short application below and pay as you go Card will open the account for you instantly. You must be at least 18 years of age to apply for this account.