Optimum Pay As You Go Card - PAYG Credit Card
How to open Optimum Pay As You Go Card?
The Optimum pay as you go card is a payment card which you can stack with cash. Hence, by easily programmed top up from a financial balance, wage exchanges, with cash or a credit/check card.
Your Optimum pay as you go card looks simply like a credit or check card, with a card number. Chip and mark strip and can be utilized wherever MasterCard cards are acknowledged around the world.
Optimum pay as you go card isn't a Visa, which furnishes you with a credit extension. Nor is it a charge card which is connected to a financial balance.
This implies with Optimum pay as you go card you can't go overdrawn or get money. You can just spend the cash you have stacked onto it, so you remain in total control of your cash.
Optimum pay as you go card enables you to exchange cash FREE. Along these lines. You can safely make the most of your cash in shops, online and over the world when you are on vacation.
You can even get an additional card for family and companions, so you can rapidly and securely share your money. In addition, Some Optimum cards have use charges and these charges differ contingent upon what card you have chosen. Also, The charges can apply from exchanges to ATM withdrawals and a few cards have none by any stretch of the imagination!
Top Up Information
Optimum Pay As You Go Card
When you reload your Optimum Payg Card sometimes you will be charged a small fee, depending on the method, however, nearly all the providers offer at least one free reload option.
|Free reload options||Fees||Timescale|
|Debit Card||Free||Within 30 min|
|Payroll||Free||3 - 5 days|
|Post Office||Free||1 day|
Chargeable reload options
|Paypoint||3%||within 30 mins|
|Credit Card||3%||Within 30 min|
Prepaid Card Limits
|Max Prepaid Card Limit:||£5000.00|
|Maxi top-up amount:||£5000.00|
|Min top-up amount:||£10.00|
|Max ATM Withdrawal:||£250.00|
Some Optimum cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all! Here is a list of usage charges for the Optimum pay as you go card.
|Prepaid Card Application Fee:||£9.95 card|
|Additional Prepaid Cards:||£5.00 one additional card|
|UK Transaction Fees:||2.95%|
|Transaction Charges Overseas:||2.95% + 1% surcharge|
|Monthly Subscription Fee:||Free|
|UK ATM Fees:||£1.50 (2% surcharge over £50 per ATM|
|ATM Fees Overseas:||£1.50 (2% surcharge over £50 per ATM|
|Cancel Account:||£5.00 + 2.5% Surcharge|
|Replacement Prepaid Card:||£5.00|
Check Balance on Prepaid Card Account
|SMS Message:||£0.10 to £1.50|
|Telephone:||£0.10 to £1.00 per minute|
£2.50 SMS Payment Fee Surcharge taken at first top up on application - General customer service calls £1.00 / minute.
How to Apply
Optimum PAYG Card
How to open Optimum Pay As You Go Card
Optimum Prepaid where the choice to acknowledge may be made by Optimum Card after they have taken your points of interest affirmed your ID and got payment.
You could have your new Optimum Card sort code and record number in seconds. Also, you are paid ahead of time MasterCard will be conveyed 5 to 7 days after the fact.
To apply for your new Optimum record essentially entire the short application underneath and Optimum Card will open the record for you in a split second. You should be no less than 18 years old to apply for this record.
Please select your title.
- To start with the name required.
- The last name required.
- Please enter a substantial email address.
- Please enter either home or versatile number.
- You should live in territory UK to apply for a record.
- Select in the event that you have inhabited your present address for a long time or not.
- Terms and Conditions apply. Please read and consent to them.
If you need to exchange cash for a financial balance, just utilize the subtle elements underneath in branch. By means of web keeping money or by calling the bank. A load credited around the same time we get the funds. You can stack your OPTIMUM card in various ways.
Consequently, Pick an ideal approach to suit you and load the assets you need. So You can stack your OPTIMUM card utilizing a Debit card through your online record or portable application. Also, A load credited immediately. So From there, you can utilize it to deal with your spending confined card. We emphatically prescribe moving up to a full card, before setting up a wage exchange.