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Netspend Prepaid Visa Card or Netspend Prepaid MasterCard

Netspend Prepaid Visa Card or Netspend Prepaid MasterCard

Netspend Review

The Netspend Prepaid Discover Card is accepted everywhere globally. The Netspend Prepaid Card is very popular and widely used worldwide. The Netspend Prepaid Card works in the similar manner as your credit card does. It HAS to be preloaded with funds before you set to use your card. It also discourages you to overdraw any funds and take stress on yourself.
Netspend Prepaid MasterCard’s motivates its users to shop with confidence by having complete control over their finances. It reassures its cardholders to spend within their budget and not to go out of their budget. You can use your Net+ Prepaid MasterCard at millions of places globally and at those places where MasterCard is accepted. You can also withdraw cash with the help of your Netspend Prepaid MasterCard from ATM machines.
Netspend Prepaid cards are very attractive and have an elegant look with glowing black colour of the card having green colour imprints. The card also carries the name of the cardholder.

Top Up Information

Netspend Card

When you reload your prepaid card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.

Top up fees are FREE OF CHARGE using the following top up providers or methods:

Free Top Up ChargesChargesTimescales
CashFree of chargeInstantly
WagesFree of chargeInstantly
Bank TransferFree of charge1 business day
Direct depositFree of charge1 business day
Top Up options that are charged
Top Up ChargesChargesTimescales
Account to account transfer$4.95Instantly
Instant transfer$1.50Instantly
Card Load Limits
Maximum Card Limit:$2,000.00
Maximum Load Amount:$500.00
Minimum Load Amount:$10.00
Maximum ATM Withdraw:$200.00

Usage Charges

Netspend Prepaid Card

You are a permanent resident/citizen of the USA.

Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!

Here is a list of usage charges for the above mentioned card.

Card Issue Fee:Free
Additional Cards:$9.95
Annual Fee:Free
Transaction Fees USA:Free
Foreign Exchange Fees: 3.5%
Monthly Service Fee:$9.95
ATM Charge USA:$2.50
ATM Charge Abroad:$4.50
Cancellation / Redemption:
Replacement Card Fees:$9.95
Balance Inquiry
By SMS / Text Message: Free
By Phone:Free
Via the Internet:Free

How to Apply

Netspend Prepaid Visa card

You have chosen to apply for a Netspend Prepaid Visa card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age You are a permanent resident/citizen of the USA.

  1. The USA patriot act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You may also be asked to provide documentation as proof of identification.
  2. Your name 
date of birth 
your address and that you are a permanent resident/citizen of the USA, social security number.
No application fee.

Proceed with your application

  1. Please note that until payment is made your Netspend visa account will not be opened.

These points are simply a guide to the minimum acceptance criteria for the Netspend prepaid card. Please ensure you read their terms and conditions and see a full list of charges. Netspend after they have taken your details, confirmed your id and received payment.

Company Details

Netspend Vitual Card

Netspend Vitual Card
Austin, TX 78768, United States

Tel: +1 512-532-8200

Website Screenshot

Netspend Vitual Card

Company Location

Brand of Card

  • American American

Account Type

  • Dollar Card Dollar Card

Application Criteria

  • ID Required ID Required

Loading Facilities and Fees

  • Bank Transfer (TT) Bank Transfer (TT)
  • By Cheque By Cheque
  • Chaps Chaps

Transaction Fees and Charges

  • Foreign ATM Fee Foreign ATM Fee
  • Foreign Transaction Fee Foreign Transaction Fee
  • UK ATM Fee UK ATM Fee
  • UK Transaction Fee UK Transaction Fee


  • Experts Choice Experts Choice


  • No Bank Account No Bank Account
  • No Credit Check No Credit Check


  • Mobile Banking Mobile Banking
  • Online Banking Online Banking