Kalixa Prepaid Credit Card Review - Contactless Card
Kalixa Prepaid Card
Prepaid Card is the modern times safest and secured way of travelling with money in hand. Prepaid Card is a form of plastic money that is protected with a pin thereby keeping your funds safe. Prepaid Cards also ensures its users to spend within their budget and it enables them to have a complete control over their finances. A Prepaid Master Card is used in the same manner as you use your credit card for shopping and taking out cash from ATM machines, but only before using your prepaid card you need to load it with money.
Kalixa Group has their wide range of digital payment services for its customers under one roof. Its varied range of services includes prepaid MasterCard’s and Visa cards, mobile payments and online transactions. Kalixa Prepaid MasterCard is a combined Prepaid MasterCard along with an eAccount that helps the users of this Prepaid Card to have full control over their finances. Kalixa’s prepaid cards can be used abroad while you are travelling and without paying any commission or foreign exchange fees. Kalixa Prepaid MasterCard can be used worldwide for shopping in stores and for taking out cash through ATM machines. Kalixa charges its new customers a small registration fee which is just a one time fee and thereafter no monthly fee is charged, no account charges are taken for using the Prepaid MasterCard at Post Offices or online. Kalixa also charges a small amount on electronic deposits. However, today we have many options from which we can choose a Prepaid Card that is available free of cost, and charges no money on loading funds.
Top Up Information
When you reload your prepaid travel money card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option. Top up fees are FREE OF CHARGE using the folllowing top up providers or methods
|Free Top Up Charges||Charges||Timescales|
|internet Banking||Free of charge||Instantly|
|Wages||Free of charge||3 - 5 business days|
|Bank||Free of charge||1 business day|
|Standing Orders||Free of charge||3 - 5 business days|
Top Up options that are charged
|Debit Card or Credit Card||1.75%||within 30 mins|
|Ukash||1.99%||1 business day|
|Skrill (Moneybookers)||3.5%||Approx 30 mins|
Card Load Limits
|Maximum Card Limit:||£9000.00|
|Maximum Load Amount:||£3000.00 (or £9,000 in 30 days)|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawl:||£300.00|
Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all! Here is a list of usage charges for the above mentioned card.
|Card Issue Fee:||£6.95|
|Transaction Fees UK:||Free|
|Foreign Exchange Fees:||Free|
|Monthly Service Fee:||Free|
|ATM Charge UK:||£1.75 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£2.25 per cash withdrawal using abroad|
|Cancellation / Redemption:||£10|
|Replacement Card Fees:||£4.95|
|By SMS / Text Message:||Free|
|By Phone:||£0.10 per minute|
|Via the Internet:||Free|
How to Apply
You have chosen to apply for a Kalixa prepaid card, please ensure you meet the following points as this will make your application more likely to be approved.
Please ensure that:
You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £6.95 application fee to get your card
Please note that until payment is made your Kalixa account will not be opened.
How to Pay.
Pay now - The fastest and easiest way to pay is by credit card or debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.
Pay later - If you prefer to pay by cash, choose Bank Transfer when you apply then simply follow the instructions provided to deposit cash at any Barclays Bank branch .
These points are simply a guide to the minimum acceptance criteria for the Kalixa. Please ensure you read their terms and conditions and see a full list of charges.
The decision to accept will only be made by Kalixa after they have taken your details, confirmed your ID and received payment.