icount PAYG Card - Pay As You Go Card
icount Pay As You Go not a bank account but using the service could replace many of the features of your current bank account by providing you with tools to pay all of your bills online (similar to internet banking) and help you budget responsibly.
The account offers no credit on either of our card tariffs so you will not receive credit interest charges. With your icount Prepaid MasterCard Card, only the funds that loaded onto the card spent but use the card wherever you see the MasterCard Acceptance Mark.
In addition, you also pay bills by internet banking or by standing order. icount BudgetMaster tools allow you to track your planned expenditure against what you actually spent and take action. Remember, if things get a bit much for you, then they have experienced money advisors a phone call away.
When you open an iCount PAYG Card, automatically enrolled for FREE Purchase Protection Insurance. Which covers all purchases made using your card for a small annual charge. Additionally, icount PAYG Cards will give you a 6 monthly financial health check for free. So you're not paying over the odds for utility services.
The icount card offers convenience in many ways including its acceptance in several places worldwide as well as locally. Before choosing between the pay as you go option and pay monthly, you need to consider all the benefits of each, although changing from one to another is also simple. By bank transfers, PayPal, the post office or any of Cashplus stores available all over the UK to transfer funds or put cash into your account. In addition, paying utility bills using this card is also very easy. With all these advantages, an icount account is worth getting.
Top Up Information
When you reload your icount prepaid money card sometimes you will be charged a small fee, depending on the method, however, nearly all the providers offer at least one free reload option. Top up fees are FREE OF CHARGE using the following top-up providers or methods:
|Free Top Up Charges||Charges||Timescales|
|Debit Card||Free of charge||Instantly|
|Wages||Free of charge||1 - 3 business days|
|Bank||Free of charge||1 business day|
|Standing Orders||Free of charge||1 -3 business days|
Top Up options that are charged
|icount Retailers||£0.99||Approx 30 Mins|
|Epay||£3.00||Approx 30 Mins|
|Post Office||£0.99||Approx 30 mins|
Prepaid Card Load Limits
|Maximum Card Limit:||£5000.00|
|Maximum Load Amount:||£5000.00|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawal:||£400.00|
icount Prepaid Card Charges. Where some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
|Card Issue Fee:||£4.95 (SMS £5.00)|
|Transaction Fees the UK:||2.5%|
|Foreign Exchange Fees:||2.50%|
|Monthly Service Fee:||Free|
|ATM Charge the UK:||£0.75 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£1.50 per cash withdrawal using abroad|
|Cancellation / Redemption:||£10.00|
|Replacement Card Fees:||£5.00|
Card Balance Enquiry Charge
|By SMS / Text Message:||Only charged by phone operator|
|By Phone:||£0.10 per minute|
|Via the Internet:||Free|
icount offer Credit builder facility is included free in your monthly subscription eccount. Once your icount prepaid card can then be activated and ready to use.
Simple Card management.
With the mobile application, managing your account is simple and cheaper. You don’t have to worry about safety since they have security features in place to keep you protected and you can access it from anywhere even while you’re moving.
How to Apply
icount Pay As You Go Credit Card
With many advantages such as better credit rating, icount is an appealing financial branch to anyone who may be interested. Any adult who resides in the United Kingdom fit to open this account regardless of their credit history. Since that isn’t usually one of the requirements. Some of the advantages associated with this form of icount Pay As You Go MasterCard include:
Opening and upgrading an account is easy.
With just an internet access. One can open a fresh account within a few minutes after entering the required details. So long as the information is correct. The account number and code are provided immediately after this completion and the card follows a few days later. The card doesn’t take more than a week and it’s usually sent to the preferred address via mail. In the same way, upgrading your account to get more features is very simple. You’ll be required to send some documents that can verify your information. And once the process is complete, you can use all the services from your account including bank transfers among others.
Although only those who are 18 years and above can open an icount. Up to 4 younger people from 13 years can become cardholders and use the account. This makes it convenient for household use. Since the parent can be the main account owner and can control how the children use the card.
Transaction costs are many.
In order to get the card, you must pay a fee of £4.95 an additional £5.95 for any additional card. You also pay a management fee of £9.95 every month when you use the pay monthly account option. They also have other transaction costs for each of the tariff that one should look into before signing up.