icount Pay As You Go MasterCard
icount is not a bank account but using the service could replace many of the features of your current bank account by providing you with tools to pay all of your bills online (similar to internet banking) and help you budget responsibly.
icount offer no credit on either of our card tariffs so you will not receive credit interest charges. With your icount Prepaid MasterCard Card, only the funds that are loaded onto the card can be spent but you can use the card wherever you see the MasterCard Acceptance Mark.
In addition, you can also pay bills which can only be paid by internet banking or by standing order. icount BudgetMaster tools allow you to track your planned expenditure against what you actually spent and take action. Remember, if things get a bit much for you, then they have experienced money advisors a phone call away.
When you open a iCount, you are automatically enrolled for FREE Purchase Protection Insurance Cover on all purchases made using your card for a small annual charge. Additionally, Clearcash will give you a 6 monthly financial health check for Free to ensure you are not paying over the odds for utilities and other services.
You will also benefit from cashback offers at 1000's of online retailers when you join up to the icount cashback site.
Top Up Information
icount PAYG Prepaid MasterCard
When you reload your prepaid travel money card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.
Top up fees are FREE OF CHARGE using the following top up providers or methods:
|Free Top Up Charges||Charges||Timescales|
|Debit Card||Free of charge||Instantly|
|Wages||Free of charge||1 - 3 business days|
|Bank||Free of charge||1 business day|
|Standing Orders||Free of charge||1 -3 business days|
Top Up options that are charged
|Cashplus Retailers||£0.99||Approx 30 Mins|
|Epay||£3.00||Approx 30 Mins|
|Post Office||£0.99||Approx 30 mins|
Card Load Limits
|Maximum Card Limit:||£5000.00|
|Maximum Load Amount:||£5000.00|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawal:||£400.00|
icount Prepaid Pay As You Go MasterCard
Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!
Here is a list of usage charges for the above mentioned card.
|Card Issue Fee:||£4.95 (sms £5.00|
|Transaction Fees UK:||2.5%|
|Foreign Exchange Fees:||2.50%|
|Monthly Service Fee:||Free|
|ATM Charge UK:||£0.75 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£1.50 per cash withdrawal using abroad|
|Cancellation / Redemption:||£10.00|
|Replacement Card Fees:||£5.00|
|By SMS / Text Message:||Only charged by phone operator|
|By Phone:||£0.10 per minute|
|Via the Internet:||Free|
Credit builder facility is included free in your monthly subscription eccount only where you must complete the application and pay the application fee. Once your Clearcash prepaid card can then be activated and ready to use.
How to Apply
You have chosen to apply for a icount pay as you go card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:
You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £4.95 application fee to get your card
Please note that until payment is made your icount account will not be opened.
How to Pay
Pay now - The fastest and easiest way to pay is by debit card or SMS (note paying by SMS is £5.00. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.
Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office or Paypoint when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.
These points are simply a guide to the minimum acceptance criteria for the icount. Please ensure you read their terms and conditions and see a full list of charges.
The decision to accept will only be made by icount after they have taken your details, confirmed your ID and received payment.