Gap Year Prepaid Debit MasterCard Review
The GapYear Prepaid Debit Card is not just a prepaid MasterCard card. Hence, It is also a membership card to an exclusive global gap year/backpacker club and a keycard to an exclusive area packed full of useful advice guides and unique offers. Also, With the majority of companies "in the discount network" offering at least 10% discount this card can significantly reduce the cost of your travel.
- Personalised Chip and PIN prepaid MasterCard card.
- Emergency account top-up through additional cards.
- Pay your UK wages directly onto the card.
- Anyone over 13 years can be an additional cardholder.
- No credit check required. 100% acceptance guaranteed!*
- Free purchase protection
In addition, GapYear Debit Card issue fee includes Gap Year Cashplus prepaid MasterCard + Membership Service + discount network for only £9.95. As a privileged cardholder you will be given access to an exclusive discount network – allowing you to save money as you buy Oz Experience passes, trips to Ayers Rock, hostel nights, tours around Ireland, European tours, visits to Oktoberfest, the Running of the Bulls, La Tomatina (the world's biggest tomato fight) and so much more.
Top Up Information
When you reload your Gap Year Prepaid Debit Card sometimes you will be charged a small fee, depending on the method, however, nearly all the providers offer at least one free reload option. TTop up fees are FREE OF CHARGE using the following top-up providers or methods:
|Free Top Up Charges||Charges||Timescales|
|Debit Card||Free of charge||Instantly|
|Wages||Free of charge||1 - 3 business days|
|Bank||Free of charge||1 business day|
|Cashplus Outlets||Free of charge||30 Mins|
|Post Office||Free of charge||30 Mins|
Top Up options that are charged
Card Load Limits
|Maximum Card Limit:||£5000.00|
|Maximum Load Amount:||£5000.00|
|Minimum Load Amount:||£10.00|
|Maximum ATM Withdrawl:||£250.00|
Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all! Here is a list of usage charges for the above mentioned Gap Year Prepaid Debit Card.
|Card Issue Fee:||£9.95|
|Transaction Fees UK:||Free|
|Foreign Exchange Fees:||2.99%|
|Monthly Service Fee:||£4.95|
|ATM Charge UK:||£1.50 per ATM cash withdrawal in the UK|
|ATM Charge Abroad:||£3.00 per cash withdrawal using abroad|
|Cancellation / Redemption:||£10.00|
|Replacement Card Fees:||£9.95|
|By SMS / Text Message:||£0.25|
|By Phone:||£0.10 per minute|
|Via the Internet:||Free|
How to Apply
GapYear Prepaid Debit Card
You have chosen to apply for a GapYear debit card. Please ensure you meet the following points as this will make your application more likely approved. So, Please ensure that:
You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £9.95 application fee to get your debit card - Most noteworthy, No longer available will be redirected to Cashplus the providers.
Please note that until payment made your Gap Year debit card account not opened.
How to Pay
Pay now - The fastest and easiest way to pay is by debit card. Make a simple one-off payment whilst signing up. The confirmed highly secure website, with a card and personal details protected.
Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay.
Your card will then be with you in three to five days.
These points are simply a guide to the minimum acceptance criteria for the Gap Year debit card account. Please ensure you read their terms and conditions and see a full list of charges.
Consequently. The decision to accept only made by Gap Year after they have taken your details. Also, confirmed your ID and received payment.