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Gap Year Prepaid MasterCard

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Gap Year Prepaid MasterCard

The Gap Year Cashplus card is not just a prepaid MasterCard card. It is also a membership card to an exclusive global gap year / backpacker club and a keycard to an exclusive area packed full of useful advice guides and unique offers. With the majority of companies "in the discount network" offering at least 10% discount this card can significantly reduce the cost of your travel.

  • Personalised Chip and PIN prepaid MasterCard card.
  • Emergency account top-up through additional cards.*
  • Pay your UK wages directly onto the card.*
  • Anyone over 13 years can be an additional cardholder.*
  • No credit check required. 100% acceptance guaranteed!*
  • Free purchase protection

Card issue fee includes Gap Year Cashplus prepaid MasterCard + Membership Service + discount network for only £9.95.* As a privileged cardholder you will be given access to an exclusive discount network – allowing you to save money as you buy Oz Experience passes, trips to Ayers Rock, hostel nights, tours around Ireland, European tours, visits to Oktoberfest, the Running of the Bulls, La Tomatina (the world's biggest tomato fight) and so much more.

Top Up Information

Gapyear Pay Monthly Card - MasterCard

When you reload your prepaid travel money card sometimes you will be charged a small fee, depending on the method, however nearly all the providers offer at least one free reload option.

Top up fees are FREE OF CHARGE using the folllowing top up providers or methods:

Free Top Up ChargesChargesTimescales
Debit CardFree of chargeInstantly
WagesFree of charge1 - 3 business days
BankFree of charge1 business day
Cashplus OutletsFree of charge30 Mins
Post OfficeFree of charge30 Mins

Top Up options that are charged


Card Load Limits

Maximum Card Limit:£5000.00
Maximum Load Amount:£5000.00
Minimum Load Amount:£10.00
Maximum ATM Withdrawl:£250.00

Usage Charges

Gapyear Pay Monthly MasterCard Prepaid Card

Some cards have usage charges and these charges vary depending on what card you have selected. The charges can apply from transactions to ATM withdrawals and some cards have none at all!

Here is a list of usage charges for the above mentioned card.

Card Issue Fee:£9.95
Additional Cards:£9.95
Annual Fee:Free
Transaction Fees UK:Free
Foreign Exchange Fees:2.99%
Monthly Service Fee:£4.95
ATM Charge UK:£1.50 per ATM cash withdrawal in the UK
ATM Charge Abroad:£3.00 per cash withdrawal using abroad
Cancellation / Redemption: £10.00
Replacement Card Fees:£9.95

Balance Enquiry

By SMS / Text Message: £0.25
By Phone:£0.10 per minute
Via the Internet:Free

How to Apply

You have chosen to apply for a Gap Year prepaid card, please ensure you meet the following points as this will make your application more likely to be approved. Please ensure that:

You are at least 18 years of age You are a permanent resident/citizen of the UK Pay £9.95 application fee to get your card - No longer available will be redirected to Cashplus the providers

Please note that until payment is made your Gap Year account will not be opened.

How to Pay

Pay now - The fastest and easiest way to pay is by debit card. Make a simple one off payment whilst signing up. Confirmed highly secure website, with card and personal details protected.

Pay later - If you prefer to pay by cash. Choose pay by cash at a Post Office® when you apply. They will send you a letter and in most cases an email. Take it to any of the 12,000 UK Post Office branches to pay. Your card will then be with you in three to five days.

These points are simply a guide to the minimum acceptance criteria for the Gap Year . Please ensure you read their terms and conditions and see a full list of charges.

The decision to accept will only be made by Gap Year after they have taken your details, confirmed your ID and received payment.

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Company Details

Gap Year Prepaid Card

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Gap Year Prepaid Card
6th Floor, One London Wall, London EC2Y 5EB

Tel: 0871 277 5599

Website Screenshot

Gap Year Prepaid Card

Company Location

Account Type

  • Sterling PAYG Cards Sterling PAYG Cards

Application Criteria

    Loading Facilities and Fees


    Transaction Fees and Charges

    • Foreign ATM Fee Foreign ATM Fee
    • Foreign Transaction Fee Foreign Transaction Fee


    • No Credit Check No Credit Check


    • Online Banking Online Banking


    • United Kingdom United Kingdom