Free Prepaid Cards

What prepaid credit cards offer no application fee

Pay As You Go Cards

Pay as you go credit cards. Just pay as you use.

PrePaid MasterCard

Compare all PrePaid MasterCard branded cards in UK

Best Euro Currency Cards

Get a Euro Cards and preload with currency.

Open Prepaid Bank Account Online

Application Fees
Transaction Fees
Monthly Fees
ATM Charges
Topup Fees
U Account Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £5
ATM Charges: £0.50
Top Up Fee: Free
Soldo Family Card
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £2.00
ATM Charges: £0.50
Top Up Fee: Free
Card One Banking
Application Fee: Free
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: £12.95
ATM Charges: £1.50 - £3.00
Top Up Fee: Free - £2.00
icount Pay Monthly Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: £9.95
ATM Charges: £0.50 UK - £1.50 abroad
Top Up Fee: Free (except cheque, which is minimum £4.50)
Cashplus Freedom Card
Application Fee: £4.95
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: First 3 months free then £2
ATM Charges: First 3 months free then £2
Top Up Fee: Free - £3 for Epay
GoHenry
Application Fee: Free
Transaction Fee: no-uk-atm-fee, no-uk-pos
Monthly Fee: 2.49
ATM Charges: Free
Top Up Fee: £0.50
Pockit Payg Card
Application Fee: £0.99
Transaction Fee: foreign-atm-fee, foreign-transaction-fee, no-uk-pos, uk-atm-fee
Monthly Fee: Free
ATM Charges: £1.00 in UK - £2.25 abroad
Top Up Fee: Free - 3.5%

Open Prepaid Bank Account

So you don't have a bank account? Open prepaid bank account online so you can get paid directly by your employer. No bank account required to open and no credit checks to open an account online. Do I need to have a bank account to get a prepaid card? Well this is a question that has been asked by many people, the fact is - you do not need to have a bank account so as to get a prepaid card but for a debit card one would need to have a bank account.

Opening a account - process and requirements,

Pro and Cons?
Opening a prepaid account is generally quite easy as one does not require a bank account. Firstly, purchase the card online or at a retail store. Then activate and register the card by providing your personal information such as your e-mail account, national identification number among other details. Lastly load the card and you are ready to go.

The requirements for one to have a prepaid card includes but not limited to; a functioning e-mail account, national identification number or a valid passport, a working telephone number and lastly a mean for online payment if one wishes to purchase the card online.

Using a prepaid card might be good or bad depending on how you use them. Use of these cards has the advantage in that it curbs unnecessary spending witnessed in the use of debit cards as well as preventing money from loss while traveling. Such cards also do not charge foreign exchange fees for purchases made abroad .Though the use of this type of cards has a number of advantages, it also has a disadvantage that there are various charges associated with these cards.

Open Prepaid Bank Account Online

What are my options? A prepaid card is an ideal solution. See a list of popular questions and answers to see if it fits your lifestyle and requirements.

What fees apply to online account?
There are various fees that apply among different prepaid cards, almost every one charges monthly fees, application fees, top up fees, transaction fees, inactivity fees if a user does not use the card over a year. Most cards do charge ATM withdrawal fees too.

How can this save me money?
Prepaid cards do save money in that they prevent unnecessary spending unlike credit cards since for one to spend you have to load it with money first. More so, some prepaid cards providers allows users to lock in exchange rates at the time of purchase allowing the users to capitalize on favourable rates.

Can I transfer money from one card account to another?
Yes, some prepaid cards providers offer card-to-card transfers.

Can I transfer money from my bank to my card?
Yes, though not all cards offer this service.

Can I have the balance on my account refunded to me?
Yes, most major prepaid cards issuers ,including Visa, MasterCard and American Express do offer refunds.

How much can I withdraw from an ATM?
depending on the card you are using the maximum withdrawal from an ATM in a day ranges from £250 to £500.

When will my card arrive?
Most cards take between three to ten business days to arrive depending on your geographical location.

How do I get a reminder of my PIN?
Can be gotten through either a text into your telephone or an email address.

What is the current rate?
These are real time rates.

How can I top up my card?
Via online account through a call or through the card's app.

Can i get additional cards for Family and Friends?
Yes one can have more than one card.

How can I renew my card?
The card can be renewed by requesting a replacement card.

Card has been declined at an automated petrol pump?
Maybe there is not eneugh money on the card to cover the cost of the petrol and the transaction cost or the card has a restricted access functionality. The card might have expired as well or not activated.

Can I use the Card to pre book a hotel?
Yes the card can be used to pre-book hotel.

How to check your card balance and statement?
Card balances and statements can be checked online.

I have a balance on my old card can it be put on my new card?
Yes, after the card is replaced the balance will be moved into the new card.

How do I order a new card?
Select from a list above and just click Apply online.

Where can the card be used?
shopping, eating joints, travel, petrol stations.

Prepaid Bank Account with Direct Debits

Are you one of those who wanted to apply for a credit card or you just wanted to back up for emergencies but are hesitant because of future banking bankruptcy or bad credit bank account? There are several ways and means wherein you can actually avoid that and just like anything else there are a lot of choices available for you to choose from.

There are many factors that you will need to determine before you applied for a credit card to avoid bad credit bank account and one of these is you need to research before you apply. You need to know how long this bank has been running, what are its basic bank account, and history for bankruptcy and one banking. Another thing you need to consider is credit report. Your annual percentage rate and other charges will depend so much on your previous bad credit bank account or if you ever have a history of bankruptcy bank account.

Top 10 Prepaid Bank Accounts

There are different companies that issue credit cards some are through banks and some through internet banks. Some banks even have their own branch that deals with people with bad credit bank account history. When you want to apply for a credit card, it would be wise to have your credit report pulled either by a credit reporting agency or a third party credit consulting company and for a small monthly fee they will keep you informed of any changes that has been made to your credit report and explain what everything is in the report so you can understand it including your annual percentage rate or for possible bad credit bank account.

So once you find out by going to your basic bank account and from the report given to you by the third party agency that your annual percentage rate has reached a beacon score of almost or more than 750 then it’s high time you start looking out for yourself which bank you can get a better beacon score and then start looking for a card.

There are a wide range of cards you can choose from Visa, Master Card, American Express card and a whole lot more. When you are already done deciding which type of card you would like to apply for then it is high time to look for a company or a bank of your choice to apply it from. Always bear in mind thought that if your beacon score is low then you will need to get a deposit guaranteed which means you have to open a savings account and in return the company will issue you a card with the same amount as a credit limit.

Top 10 Prepaid Bank Accounts Guaranteed

Always remember that with this kind of deal there will be times you will pay higher fees and in some cases more than your credit line. One very important thing you need to do when applying for a prepaid bank account online is to make sure that you read the disclosure form enclosed with the application form or you can find them online. If the prepaid bank account offers you credit be sure to check this as it will also include the number of day for the grace period before they charge interest for late payments and before they start consider your account under bad credit.