Compare Fees on UK Prepaid Cards

Prepaid cards for under 18's

Last Updated: 26th July 2009

The following table compares all prepaid cards available to teens under the age of 18. It's ordered by product type - full MasterCard or Visa CHIP first, Maestro/Electron Mag only last, and then by aprox usage cost. This estimated cost may be higher or lower based on your intended use and selected prepaid product type. It is just a guide to enable a more informed selection.

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Prepaid Card Issuer	Card Type	Card Issue Fee (inc. Postage)	Reload Fees	Monthly Fees	Max Balance Allowed in Account	Other Fees	Key Benefits	Approximate monthly fees, based on one £250 reload per month and 3 purchase's each week
Eclipse Prepaid MasterCard	Chip and Pin	£8.95	Post Office = Free Debit Card = 75p BACS Payment = Free PayPoint = 2.95%	£4.45	£3,500	ATM Fee = £1.50 (uk) Foreign Transaction Fee = 1.5%	-100% acceptance guaranteed, -Can add Credit Repair and improve your credit score -Top-up at the Post Office for free -Complete control of your money 24/7 via website or SMS	£4.45
Virgin Prepaid MasterCard	Chip and Pin	£9.95	Post Office = Free Debit Card = Free BACS Payment = Free PayPoint = 2.75%	£4.75	£3,500	ATM Fee = £1.50 (uk/Int) Foreign Exchange rate Fee = 2.95%	-Accepted at 28 Million Locations -Top-up at the Post Office, PayPoint and by Debit/credit card - Access to the Virgin Discount Network	£4.75
Splash Plastic	Chip and Pin	£5	Bank Transfers/Wage Payments = Free Post Office/Paypoint = £0.30 per £10 loaded Credit/Debit Card = 2.5% - min. £1.50	Free	£3500	Per Use Fee (purchases) = £2.5% Annual Fee = £4.95 (payable on first reload) UK ATM Fee = £1.50 (+ 2% for withdrawals above £50) Foreign Transaction Fee = Additional 1.00% Gambling or betting transactions = Additional 1.00%	-Pay By Text Message -Great for under 18's, and available to persons aged 10 and over. -Accepted at 7 Million Locations -Choice of plastic design	£6.25 (if reloaded by bank trfr/wages)
Quidity Mirror Card Prepaid Maestro		£5.00	Post Office = Free PayPoint = 3% Credit/Debit Card = 1.95% - min. £1.00	Free	£3500	Per Use Fee (purchases) = £2.95% UK ATM Fee = £1.50 +2% if over £50 Foreign Transaction Fee = 0.55% Annual Fee = £4.95	-Available to 10's and over -Pay for your card by SMS Text -Accepted at 9 Million Locations -Top-up at paypoint and post office	£7.37 (based on 2.95% fees on all UK transactions)
3V Voucher		Free	Vouchers purchased at payzone participating retailers £20 voucher = Free £30 - £100 voucher = £2 £110 - £200 voucher = £3.50	Free	£200 per Voucher purchased. £1625 total value per annum	Foreign Transaction Fee = 1.75% £1.75 to redeem unspent money on voucher	-Available to people aged 16 and over -Accepted on the internet, over the phone and mail order	N/A – £20 voucher = Free