What Prepaid Cards

Very efficient application process. Apply online and you will receive a confirmation letter the following day. This letter contains a barcode enabling you to make an initial top-up at the Paypoint. You then receive your prepaid MasterCard in around 7 days.

New speed-e-card choice of cards, choose either black or a white prepaid card.

There are some usage fees attached to the card. speed-e-card charges are transparent with no hidden costs. Tariff of charges for speed-e-card prepaid MasterCard

New speed-e-card (black or white card)	Purchase fee. £7.95
Limits	Minimum amount of initial load. £10.00 Maximum initial load. £3,000 Verified cardholders maximum card balance is £3,000

Speed-e-card additional Charges

Additional Card	£9.95
Lost card replacement	£5.99
PIN reissue	£2.00
UK ATM withdrawal	£1.50
International ATM withdrawal	£2.50*
International Point of Sale (transaction fee)	£2.00*
Funds loading via Paypoint	£2.00
Monthly management fee	£2.99
UK Point of Sale (transaction fee)	75p
SMS Alerts of each purchase (optional security feature)	15p
SMS balance enquiry	15p
CHAPS (same day) transfer from account	£15.00
BACS (bank transfer) request from account	FREE
Card to card transfer	FREE
Cancellation or redemtion (refund fee)	£5.00
Expiry (prepaid card is valid for 36 months)	-

• Each speed-e-card comes with a free e-money account.
• You can load your salary and manage bills on line.
• Each cardholder has their own login and can view and print statements FREE
• The current maximum balance on a speed-e-card prepaid MasterCard is £3,000
• If you want to have a second card on the account, you can apply for one when you make your application, or add a second card through your account portal at a later date **

* plus 3% of transaction value ** £9.95 fee

Self Servicing

You can service your account on the speed-e-card website or via an interactive voice response. You can view your balance, last 60 days transactions and change your personal details.