What Prepaid Cards

Key Features 

Date Reviewed: March 2007

What’s Good ?

The Just Cash prepaid card from the cheque cashing company N&N runs on the Maestro network, and can be used at over 7 million locations worldwide. It offers excellent flexibility when it comes to reloading your card – including top ups over the counter at the Post Office costing just £0.75. You can also top up online using a credit or debit card, using cash at one of 15,000 PayPoint locations around the UK, or at any N&N agent. There is no transaction fee with the Just Cash card, making it an ideal choice if you plan to use your card for frequent retail or internet purchase.

What’s not so good ?

The 3% foreign transaction fee makes it an expensive choice for use abroad, and the reload fee for top ups made online or at PayPoint locations is up to 3% depending on amount. There is also a £3.95 monthly fee with this card.

Application Process A fast and easy to use online process, although a credit/debit card will be needed to purchase your card. Alternatively, the card can be purchased over the counter at N&N shops, with the registration being completed online afterwards.

Card Designs There is just one card design available.

Fees Although there is a £3.95 monthly fee, with no transaction charges and Post Office reloads costing just £0.75 the Just Cash prepaid card is great if you plan to make regular purchases online or in stores.

Self Servicing Comprehensive website self servicing options including: Order replacement card, Order replacement PIN, Update your details, Send an email question to customer services Dispute a transaction, View all of your transactions, Top up your account, Report your card lost or stolen. The card is issued by Newcastle Building Society and operated by first prepay.

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