Blue Sky Prepaid MasterCard Review

The Blue Sky Prepaid MasterCard

What Prepaid? Summary

Date Reviewed: November 2010

What's Good

The Blue Sky Prepaid card is the only full branded MasterCard available in the UK. It has Chip and Pin, and is accepted at more than 28 million locations around the globe. You don't need a bank account and are guaranteed to be accepted, regardless of your credit history. You can manage your account online and top-up your account at more than 14,000 Post Office branches or 20,000 Paypoint locations.

What's not so good?

If you intend to use the card frequently for ATM cash withdrawals, it can be expensive. There are two products on offer. One for frequent users and one for low use users, however, cash advances fees become lower for frequent users.

Key Features

Application Process

Very efficient application process, the best we have tested. Apply online and you will receive a confirmation letter the following day. This letter contains a barcode enabling you to make an initial top-up at the Post Office if you have not already paid for online. You then receive your prepaid MasterCard in around 3 days.

Card Design

If card design choice is important to you, you may be disappointed. Only one choice of design is available.

Fees

Two products are available. A pay as you go prepaid product called “Standard Limit Card”, which requires No ID and is good for occasional users, and a product called “Higher Limit Card” where ID is required but is good for frequent users. Higher Limit Card has a monthly fee, but no reload fees, so is still cheap for frequent card users. Cash advances can still be expensive though.

Self Servicing

You can service your account on the Blue Sky Prepaid website or via an interactive voice response. You can view your balance, last 60 days transactions and change your personal details. You can also order additional cards for any persons over the age of 13. Get a Blue Sky Credit Card today