The Neon Card by Phones 4 U MasterCard
What Prepaid Card?
Prepaid Summary Review
Date Reviewed: December 2010
Please note this Neon card is no longer available !
The Neon Card by Phones 4 U MasterCard is one of the latest fully branded chip and PIN prepaid cards available to anyone over the age of 13 years and is an ideal under 18's card to be launched in the UK. It's the first real contender to match most of the benefits available with the UK's leading under 18's prepaid card ? Splash Plastic.
In fact, if you are looking for a prepaid card that has the acceptance of MasterCard, but are also looking to withdraw cash on the card, then it's currently the cheapest around, with No monthly fees and No Transaction fees when your card is used in the UK. ATM cash advance fees being lower than all other fully branded prepaid MasterCard cards available.
What's Good - 5 stars prepaid rating
The Neon prepaid MasterCard comes with your Phones 4 U e-ccount and is a fully branded Chip and PIN MasterCard - accepted at more than 28 million locations around the world. It offers advantages over Maestro branded cards, with acceptance at most online internet retailers globally, display the MasterCard brand mark.
UK ATM cash advance fees are the lowest of any other MasterCard branded cards currently available. You don't need a bank account and are guaranteed to be accepted, regardless of your credit history.
What's not so good?
Not a lot ? The main issue is not the card but customer services which seems to let the product down.
Prepaid Card Type - 5 star prepaid rating
The Neon card is MasterCard branded, and is therefore accepted at over 28 million retailers around the world displaying the MasterCard brand mark. It's also accepted at all ATM's around the globe displaying the Cirrus brand mark.
5 star prepaid rating
The application process is very quick and easy to use. Apply online and you can pay via debit/credit card, SMS text message or by a Pay-safe voucher ? available at PayPoint locations.
Card Design - 3 star prepaid rating
Only one card design available, but it's a nice design + is chip and PIN.
Fees - 4 star prepaid rating
The Neon card with a low application fee of only £9.99 Plus with a Phones 4 U Neon card there are no monthly fees or transaction charges when you use your card plus topping up your card is free at any Phones 4 U branch.Earn up to 20% cash back when you shop online and get cash back by topping up your mobile. (all networks apart from O2)UK ATM fees are an average £0.99p per withdrawal on the pay as you go product.
Self Servicing - 4 star prepaid rating
You can service your account on the Phones 4 U website or via an interactive voice response. You can view your balance, recent transactions and change your personal details.You can also now get your balance via SMS text message.
Re-load Locations - 4 star prepaid rating
The Neon card can be reloaded and topped-up at the following locations:Phones 4 U Branches - Post Office, Paypoint participating retailers, Debit/credit card and at bank branches across the UK.