Non Reloadable Prepaid Cards

All UK Prepaid Cards

What is a non reloadable prepaid card?

Well, essentially it’s the same as a regular prepaid card – a payment card preloaded with your own money, which you can then use to make purchases wherever the payment card is accepted. But with one major difference. As the name suggests, this type of card is non reloadable – meaning that once you have spent the money loaded onto it, the card is no longer usable and is disposed of.

Why choose one?

Non reloadable prepaid cards offer an ideal solution for travellers wishing to budget for a particular holiday or trip, and are also a safe and cost effective way to give money as a gifts. The cards operate on the major payment networks (Visa, Mastercard etc) and can be used at millions of locations around the world, including on the internet and abroad.

No credit checks are carried out so you can get one of these cards even if your credit history is less than perfect, and there is no need to give any personal information either (unless you intend to use your card for internet or mail order purchases) as no identity check will be carried out.

Are there any drawbacks?

As previously mentioned, these cards are non reloadable and are disposed of once the balance is spent. This makes them an unsuitable choice if you need a card that you can use regularly.

Due to the low security checks carried out, the load amount allowed is relatively small compared to regular prepaid cards – generally around £500 max.

These cards do not allow you to draw cash from an ATM cash machine.

Non reloadable card / voucher comparison

The following table compares non reloadable prepaid cards and prepaid vouchers available in the UK. Click here for more information on anonymous prepaid vouchers.

Prepaid Card/voucher Issuer	Card/voucher Type	Card/Voucher Cost	Monthly Fees	Limit Per Card/Voucher	Other Fees	Key Benefits
3V Voucher	VISA Voucher	£3.50 per voucher. Purchased at Payzone participating retailers	Free	£200 per Voucher purchased. £1625 total value per annum	UK Per use Fee = £0 Foreign Transaction Fee = 1.75% £1.75 to redeem unspent money on voucher	-Available to under 18’s -Accepted on the internet and mail order
IDT Prime Card	Mag only (non CHIP)	£3.00	Free	£500 if card purchased online £150 if card purchased in-store	UK Per use Fee = 2% (min 50p max £1 per tran) Foreign Transaction Fee = 2.95%	-Available to under 18’s -Accepted on the internet and mail order - Accepted at the majority of retailers displaying the MasterCard brand mark