Non Reloadable Prepaid Cards

All UK Prepaid Credit Cards

Last Updated: 30th March 2011

What is a non reloadable prepaid card?

Well, essentially it�s the same as a regular prepaid card � a payment card preloaded with your own money, which you can then use to make purchases wherever the payment card is accepted. But with one major difference. As the name suggests, this type of card is non reloadable � meaning that once you have spent the money loaded onto it, the card is no longer usable and is disposed of.

Why choose one?

Non reloadable prepaid cards offer an ideal solution for travellers wishing to budget for a particular holiday or trip, and are also a safe and cost effective way to give money as a gifts. The cards operate on the major payment networks (Visa, Mastercard etc) and can be used at millions of locations around the world, including on the internet and abroad.

No credit checks are carried out so you can get one of these cards even if your credit history is less than perfect, and there is no need to give any personal information either (unless you intend to use your card for internet or mail order purchases) as no identity check will be carried out.

Are there any drawbacks?

As previously mentioned, these cards are non reloadable and are disposed of once the balance is spent. This makes them an unsuitable choice if you need a card that you can use regularly.

Due to the low security checks carried out, the load amount allowed is relatively small compared to regular prepaid cards � generally around �800 max.

Some of these cards do not allow you to draw cash from an ATM cash machine.

Non reloadable card / voucher comparison

The following table compares non reloadable prepaid cards and prepaid vouchers available in the UK.Click here for more information on anonymous prepaid vouchers.

All Prepaid Cards | Cards for under 18's | Prepaid Gold Cards | Prepaid Business Cards | Prepaid Travel Cards | Pay As You Go Prepaid Cards | Bank Accounts with No Credit Check

Prepaid Card/ Voucher Issuer	Voucher / Card Type	Card / Voucher cost Reload Fees	Monthly Fees	Limits per card / voucher	Other Fees	Key Benefits
Blue Sky Prepaid MasterCard	Chip and Pin	£9.99 £5.49 (50% off) Post Office = £1.99 Wages = Free BACS Payment = Free PayPoint = 3%	Free	£5,000	Per Use Fee (purchases) = £0.66 UK ATM Fee = £1.5% Foreign Transaction Fee = £2.5% ATM fee £2.00 (non UK) -£0.66 UK ATM Cash Advances -Purchase Protection available -Can add Creditbuilder and improve your credit score -No Monthly Fees	Can be used at any atm accepted worldwide
Freedom Master Card	Chip and Pin	£9.99 Post Office = 2% Paypoint load fee = 3% Payroll load (BACS) = Free	Free	£�650.00 (non verified product). �3000 (verified customer with personalised card.) 5,000	ATM Fee = 1.50% Min: �0.99, Max: �1.50 (uk) �2.25 (non uk) Per Use Fee (purchases) = 2.75% Min: �0.50, Max: �1.25 (uk) / 2.75% Min: �0.50, Max: �1.50 (non uk) Foreign exchange Fee = 2.75%	Free (if loaded by Wages)