Guaranteed Acceptance Banking
Last Updated: 22nd March 2011 - Compare Prepaid Credit Cards UK fees online - What Prepaid Card
The following table compares all of the UK's top bank accounts with a payment card. It's ordered by product type - full MasterCard or Visa CHIP first, Maestro/Electron Mag only last, and then by aprox usage cost. This estimated cost may be higher or lower based on your intended use and selected banking product type. It is just a guide to enable a more informed selection.
All Prepaid Cards | Cards for under 18's | Prepaid Gold Cards
| Prepaid Business Cards | Prepaid Travel Cards
| Pay As You Go Prepaid Cards | Bank Accounts with No Credit Check
Prepaid Card Issuer |
Card Type |
Card Issue Fee (inc. Postage) |
Reload Fees |
Monthly Fees |
Max Balance Allowed in Account |
Other Fees |
Key Benefits |
Approximate monthly fees, based on one £250 reload per month and 3 purchase's each week |
|
Chip and Pin |
£12.50 |
Wages = Free
BACS Payment = Free
PayPoint = £2.00 |
£12.50 |
£5,000 |
Per Use Fee (uk purchases) = Free
ATM Fee = £0.50 (uk)
Foreign Transaction Fee/ATM = 2.75% |
-The first guaranteed bank accounts
-No credit checks
--100% acceptance guaranteed |
£12.50 |
|
Chip and Pin |
£12.50 |
Free |
£12.50
No late fees or overdraft fees
|
£5,000 |
Per Use Fee (purchases) = Free
UK ATM Fee = £0.50
Foreign Transaction Fee = 2.75%
ATM fee £3.00 (non UK) |
Guaranteed Bank Account
-No Credit Checks
-Pay your pages in to your bank account and seperate funds on to your prepaid card |
£12.50 |
|
Chip and Pin |
|
Post Office – Free
Bank & Wage Payments – Free
Authorised Retail Network – Free
E-pay = £2.00
|
£9.95 |
£5,000 |
UK ATM Fee = FREE
Foreign Transaction Fee = 2.99%
Bill Payments = FREE
Adnl Cards=FREE
|
--Free Purchase Protection
-Add Cashplus Creditbuilder for free to improve your credit score
-Cashplus Pay Day Loan available up to £200 per month
|
£9.95 (but you earn cashback) |
|
Chip and Pin |
£4.50
(£5 via SMS) |
Post Office = Free
BACS Payment = Free
PayPoint = 3.00% |
Free |
£5,000 |
ATM Fee = 75p (UK)
ATM Fee = 1.50p +2.75% (non UK)
Foreign Transaction Fee = 2.75% |
-Full online bill payment facility
-Purchase Protection, Price Protection and Extended Warranty package
-Access to superb Budgeting Tools
-Standing orders and bank transfers available |
£6.25
(Based on a spend of
£250 per month) |
|
Chip and Pin |
£4.50
(£5 via SMS) |
Post Office = Free
BACS Payment = Free
PayPoint = 3.00% |
Free |
£5,000 |
UK ATM Fee = £1.50
Non UK ATM Fee = £2.00
Forzeign Transaction Fee = 2.75% |
-100% acceptance guaranteed,
-Can add Credit Repair and improve your credit score
-Top- by cheque one of the few companies available
-Complete control of your money 24/7 via website or SMS |
£9.99 |
Want To Know About Basic Bank Accounts? Here Are Some Considerations
Are you not able to open a bank account for poor credit scores? The basic bank accounts can offer solution to your problems. The basic accounts can be opened easily and there are no such undue delays or hassles associated with it operation. You can read along this article to gather knowledge about what the basic bank accounts are:
The account offers basic banking facilities to the owner. It is the option where the owner can deposit all his money safely. The owner can also withdraw cash as and when required. However other features like cheque books and overdraw of money are not attached with the basic bank accounts. The account can be opened paying very nominal charges. Some does not required payments of any amounts at all.
Opening A Basic Bank Account Is Relatively Simple:
You can open the basic bank accounts following very simple steps. In the first step you need to choose a preferred bank of yours and open an account with them. You will have to give them your ID proof. For this you can offer them your tax bill. There are some banks which do not allow you to open a new account when you have gone bankrupt. The basic bank accounts unlike the other accounts can be opened very easily. Moreover these are very easy to maintain as well.
Important Considerations Which Must Be Overlooked:
There are some essential factors which you need to take care of while opening a basic bank account. You must enquire about the cash machines that are available in your locality before you are opening an account. All of the banks do not offer facilities for accessing the account in the post office. You must enquire about the facility in advance if you are looking for such an option. There are a number of banks available in the market and you can compare the services offered by each of the banks to choose the right kind of option. Today, there is no dearth of banks offering bank account facilities for those who suffer from bad credits.
The basic bank account is considered to be the stepping stone towards improving your financial condition. It is one of the best ways you can improve your credit scores and take advantage of other services in the future such as debit cards and overdrafts. So, free yourself from all sorts of concerns and benefit from the basic bank accounts.
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