I have bad credit- Will I be approved?

Prepaid cards may look and feel like debit or credit cards, however, they are not. No “credit” is being advanced, and you are not required to sign a credit agreement. After all, its your own money being paid into the pre-paid account.

You do not have to pass a credit check, so people with current or previous bad credit or CCJ ‘s are still approved for a prepaid card. Your identity and address are still verified during the application process, but you will not get declined for bad credit.

Some anonymous prepaid gift cards do not even complete an address verification. However, these generally only allow a maximum balance of £500, and are not reloadable.

Click here for a full list of prepaid cards - bad credit not a problem

We hope you found this answer useful. If you have any comments, or further questions, drop us an e-mail at contact@whatprepaid.co.uk, and we will do our best to help you.