Prepaid credit cards are still a bit new to the UK. While they do look like debit or credit cards, there is a difference: You need to put money on to the card before you can use it. There are two major branded prepaid cards to choose from which are MasterCard prepaid card or Visa prepaid card. Free Prepaid Credit Card Guide
There are several types of prepaid credit cards, the pay-as-you-go card is ideal for anyone who just needs to pay a bill every now and then and there is the monthly charged prepaid card's, which charge a fee per month and allow reduced or no further fees.
Travel money cards are preloaded with the currency of your choice in advance. Once money is deposited onto your account, you can then use your card to purchase overseas. Travel money cards offer better rates compared to what you will find if you try to exchange cash or traveler’s checks abroad. They are also safer and come with no transaction fees.
What Prepaid Cards offer you a complete comparison of the prepaid credit card's available in the UK. From pay-as-you-go cards to the money saving pay monthly cards, you choose the right prepayment option for you.
Best Prepaid Credit Card to Buy
You can also choose from MasterCard prepaid cards or Visa prepaid cards, both of which are extremely popular with those under 18. Consider looking at our top 10 prepaid cards available, chosen by consumers on a regular basis. Most card providers charge an application fee, but there are several prepaid card varieties that are free to buy.
Remember that not all prepaid credit cards are the same, so you should choose a prepaid credit card that fits your needs; because card providers offer guaranteed acceptance, as long as proper ID is provided, even those with bad or no credit can apply.
To qualify for a pre-paid credit card is simple as there is No credit check to be completed once the application and purchase fee is paid for the prepayment pay as you go card. Topping up the prepaid card is simple as the card issuer will provide you a list of top up locations for cash payments and with debit or credit card these can be completed online.
We are the first website to provide consumers with a complete list of pre-paid credit card's available in the UK. Considering a pay-as-you-go credit payment but not sure which one to get? Check out our top 10 list and find out more about the various cards on offer Plus What-Prepaid-Card have created a guide to prepaid cards which is available for free.
A Pre Paid credit card are not limited to gift cards; in fact, there is a huge variety of cards available to suit the needs of almost any consumer. Using a prepaid MasterCard, you can send money to family overseas, save for the holidays or just make purchases online.
Cash payment cards are perfect for managing your daily and monthly spending and can assist you in maintaining a budget. In addition, many retailers offer rewards on transactions made using a pay as you go, giving you even more opportunities to save.
What is a Pre Paid Cards?
In simple terms, pre paid credit card are cash cards that you preload with your own money. With your balance topped up, you can use the prepayment pay as you go as you would any normal credit card, for example at a shop or even to withdraw cash at an ATM.
Need a guaranteed bank account, even when you have no money? Secure Trust bank have just launched the first ever guaranteed bank account in the UK. The account comes with a Secure Trust Prepaid Pay As You Go as well as an account manager.
Guaranteed bank accounts promise that, regardless of their credit status, anyone can have a bank account, even if you are bankrupt or going in to bankruptcy. Secure Trust Bank guarantee a bank account which comes with Prepaid MasterCard.
Top 10 listed Pre-Paid Credit Card in the UK
If your prepaid Pay As You Go is the non-reloadable kind, you can only spend the money loaded onto the Pay As You Go once. This means that once you have spent whatever amount had been available, you will no longer be able to use the Pay As You Go.
With so many kinds to choose from, it can be difficult to find the right prepaid card for your specific needs. For example, some newer cards are available to anyone under 18 years of age, while others, such as Visa or MasterCard prepaid cards, are restricted to those over 18.
At What Prepaid Card, we compare all of the prepaid cards on the market so you can make the best choice possible.
Online Pre Paid Credit Cards Calculator
A good way to know whether or not a prepaid Pay As You Go is right for you is to put together a weekly budget of expenditures and consider depositing that amount onto a non-reloadable Pay As You Go. You may find it a tremendously useful way to help you to stick to your spending plan.
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